This...
Then how can you say that the averages that are used as the basis for these costs DON'T APPLY. For all we know, the OP is HIGHER than average.
SO WHAT? Average means it COULD apply to you...and as I pointed out with the AAA link, the average is for AVERAGE drivers, using a sedan. Can we safely assume that the OP, and MANY other drivers, use a sedan? Otherwise, your logic is that these averages do not apply because we know the OP is below average, but we don't know that. And even IF WE DID, there are still significant costs not being accounted for, just less than my quoted "average".
That explains your anomaly. The averages are for average drivers, you are not. The OP is likely to be one (that's why it's called average).
Yes, I know how averages work.

That means it's likely that the OP is somewhere in that area, but we don't know for sure. You continue to maintain, without any statements from the OP, that my figures are not correct for both the OP, and potentially anyone, because the OP must be driving some super below average vehicle which defies the cost curve...not just the average....and that they will only have half of that average, even though AAA puts the lowest number at .449, no where near your suggested possible estimate of .25.