Hi Robisond! You may want to move this question over to the regular discussion forum instead of the Cruise Meets--you'll probably get more responses. We had a 4, 7, 8, 9 and 11 year old with us so we kind of hit on each side of yours but I'll try to help out. Our 7 and 8 year olds loved the Explorers Club. There's a big-screen TV, lots of crafts and activities (face painting, games, etc.). Our 7 year old even refused to go with us to the beach in St. Martin because he wanted to stay in the club (yes, it's very, very safe and secure). They serve meals and often tour the ship, like going to the kitchen and stage areas. Our 11 year old didn't care as much for the club, but liked the video games (make sure you put a limit on your 10 year olds expenditures, though. The cards are activate or deactivate, so you'll have to tell her the limit you set. We ended up deactiviating our 10 year old's card for a day as a warning to not exceed his limit. You can check an itemized bill daily, but be sure to ask what things mean--a lot of items are billed to a restaurant or bar). He also enjoyed meeting with friends he had made and playing ping-pong on deck 9. However, if your 10 year old is up to it, I think the Explorer Club is her best bet--the activities are for older kids (I believe it's 10-12 year olds) and appear to be a lot of fun. Again, meals are served there so if you want time away at Palo's or just to relax during lunch or supper, you can do so. Hope this helps.
Curt