DVC Value Calculator

[Genie+]

Yeah I’ll second that! Stick all of March in with Christmas

Then they could lower the 2nd half of Feb by putting it with 1st half of Feb in Season 4.

 

[Genie+]

Honestly, the charts don’t make much sense from a newbie’s point of view. Seems like May through September would be the lowest.

There are some calculators:

https://www.dvcrofr.com/tools/dvc-vs-rack-rates

https://www.dvcrofr.com/dis-data/normalized-price-calculator

https://dvcseer.com/dvc-search/

https://www.dvcresalemarket.com/wp-content/uploads/DVC-Long-Term-Value-Calculator.xls


Summer used to be really high points and they have brought it down some. They may continue.



Now Fall is more points than summer.

 

[Genie+]

https://dvcfieldguide.com/point-archive

^all the point charts over the years!

 

[eticketplease]

Yes all the WDW resorts follow the same 7 seasons and same dates for each.

But the resorts don’t all follow the same flow.

Like compare VGF standard studio with SSR:

View attachment 1050717View attachment 1050718

At VGF Seasons 1-4 have very little difference in points. Weeknights are 16-18pts; Weekends 20-21pts.

At SSR Season 4 weeknight requires over 50% more points than Season 1.

There’s many differences like this throughout WDW point charts. In May BCV weekends are 16pts a night when SSR is basically the same with 15pts standard and 17pts preferred. But then they diverge other times of year.

If you look at the percent of points to jump to 1BR and 2BR, those change at different rates across different seasons and resorts. Some resorts jump a little for weekends, other jump much more. One jumps a little to the next the season, another jumps alot.

The result is relative values are not consistent.

So individual resorts aren’t confined to keeping pace with others. Some resorts can increase Dec 1-23 and lower something else to offset even if that doesn’t happen at all the WDW resorts.

And while WDW does keep the same dates/seasons I don’t think it’s a requirement because VDH and VGC are vastly different even though they’re both considered ‘Disneyland Resort’.

I think something to keep in mind is some resorts just have more options to spread the points over. VGC, BRV, BCV have no views and with the exception of VGC no grand villas.

SSR has every accommodation type plus treehouses and split between two categories.

Disneyland tower has 2 additional studio types with Garden and duo plus two view categories that VGC just doesn’t have.

Both VGF and PVB added a third category with their additional units for Theme Park view which they could use to spread the points a little easier.

 

[eticketplease]

I came on here thinking there was a calculator . . .

This thread is 3 years old and it seems like @InabinettheCabinet is no longer maintaining it.

 

[Chili327]

There is also a value over time chart thread, but I’m not sure where… maybe someone could link them?

 

[Genie+]

There is also a value over time chart thread, but I’m not sure where… maybe someone could link them?

Ah yes! I remember it was Ehh who made it and was able to find it that way.

Thread 'Most Economical Resort - Beyond Year 1'

Jul 21, 2024

So DVC Resale Market does a solid job looking at the dues-inclusive economics of buying a DVC contract every quarter, last one being from May: https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/.

They take the tried-and-true method of taking the upfront cost then dividing equally across years remaining to get a cost/year figure that takes into account contract length. Then they add in the current year dues for an approachable and good breakdown of DVC resort economics.

But what if you want to know the economics of DVC contracts beyond year 1...

• ehh
• Replies: 230
• Forum: Purchasing DVC

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[InabinettheCabinet]

So good news and bad news...

Bad news.......I lost the original one....
Good news... I created a new version of it.

Please let me know if you want me to add anything else to it, other resort expirations or features.

https://docs.google.com/spreadsheet...ouid=112977388873171014824&rtpof=true&sd=true

Feel free to save as a copy and use it.

 

[VGCgroupie]

So good news and bad news...

Bad news.......I lost the original one....
Good news... I created a new version of it.

Please let me know if you want me to add anything else to it, other resort expirations or features.

https://docs.google.com/spreadsheet...ouid=112977388873171014824&rtpof=true&sd=true

Feel free to save as a copy and use it.

Nice! Thank you!

 

[eandt]

Welcome! There sure is alot to learn around here.

Played a big role in our DVC journey from renting to buying resale and then finally buying direct. We’ve hit the stage of outgrowing studios and are now booking 1BRs - which has the advantage of being easier to book other resorts at 7 months. So much easier than studios lol.

Interested in what prompted your switch from buying resale to direct? We are three smaller direct contracts in so far (200 points total) and are considering another 50 points. All we seem to see from resale owners is how we are idiots for paying for direct points at premium prices for the “paltry” benefits they include. What’s your experience and reasons for the switch?

 

[IsDVCForMe?]

All we seem to see from resale owners is how we are idiots for paying for direct points at premium prices for the “paltry” benefits they include.

I’ve never seen this. Where have you seen it? They both have pros and cons. Have to weigh them out and do what’s best for YOU.

 

[eandt]

I’ve never seen this. Where have you seen it? They both have pros and cons. Have to weigh them out and do what’s best for YOU.

Here and on other of the same type of forums … I realize that we do what’s best for US annd obviously have but interested to hear the reasons to go resale then direct ..nothing nefarious

 

[HyperspaceMountainPilot]

Interested in what prompted your switch from buying resale to direct? We are three smaller direct contracts in so far (200 points total) and are considering another 50 points. All we seem to see from resale owners is how we are idiots for paying for direct points at premium prices for the “paltry” benefits they include. What’s your experience and reasons for the switch?

I don’t think you’re an idiot for buying direct (at all), but I do think you should consider if you want to keep buying in sub 150 point contracts if you expect to end up above 500 points—there are often meaningful discounts above 150 points, even if you want to split the into smaller contracts.

 

[Genie+]

Interested in what prompted your switch from buying resale to direct? We are three smaller direct contracts in so far (200 points total) and are considering another 50 points. All we seem to see from resale owners is how we are idiots for paying for direct points at premium prices for the “paltry” benefits they include. What’s your experience and reasons for the switch?

Timing made the decision super easy. We started with a small BWV resale to see if DVC was a good fit. It was!

Our next target was to add-on a resale monorail resort. After many unaccepted resale offers, I noticed reports of 150pts
VGF2 direct possible at $175pp. We started seriously comparing the prices, points we’d get, benefits of unrestricted points and blue card perks. The direct math was working compared to the stubborn resale prices.

New incentives came and people reported VGF at $161pp after MB rebate. Sold! At this point we didn’t even have to think. I called a guide we preciously met to see if we qualified and by the end of that 1 hour call we were owners.

Our 3 year direct anniversary is June. We purchased Sorcerer APs twice, attended Moonlight Magic twice, saved 20% off a ton of merch lol, lots of dining and event discounts, visited lounges a dozen times, booked DLH, added MMB 2 years and used 2 memory makers and 48 OTUPs at $10 each. 4 decades is a long time to enjoy perks and unrestricted points.

Long term value is what first attracted us to buying a monorail resort. Same with direct.

 

[eandt]

I don’t think you’re an idiot for buying direct (at all), but I do think you should consider if you want to keep buying in sub 150 point contracts if you expect to end up above 500 points—there are often meaningful discounts above 150 points, even if you want to split the into smaller contracts.

Mostly because we pay cash rather than finance so when the $ is there we buy what we can at the time but also because we always think that the next contract will give us enough points and be our last but so far that hasn’t proven true

 

[Brian Noble]

meaningful discounts above 150 points

It might depend on what meaningful means. At 150, the incentives at Riviera are less than 6%. That’s not *nothing* but it doesn’t fundamentally change the economics. If waiting allows one to buy without financing it is a win. One might be able to generate a little income in the meantime on the unspent money. Prices also go up over time so buying incrementally now vs. waiting also has some advantages. Not enough to wipe out the difference but it starts to narrow.

If it is more comfortable buying in smaller chunks this might be a reasonable price to pay for it.

 

[Cfabar1]

It might depend on what meaningful means. At 150, the incentives at Riviera are less than 6%. That’s not *nothing* but it doesn’t fundamentally change the economics. If waiting allows one to buy without financing it is a win. One might be able to generate a little income in the meantime on the unspent money. Prices also go up over time so buying incrementally now vs. waiting also has some advantages. Not enough to wipe out the difference but it starts to narrow.

If it is more comfortable buying in smaller chunks this might be a reasonable price to pay for it.

It also allows you to navigate your membership over time and determine is this really the right level of membership over a sustained period of time. I know our membership habits have definitely changed since buying into DVC 3 years ago! We have both bought and sold contracts during that time as well as we have learned more about the system.

 

[HyperspaceMountainPilot]

Mostly because we pay cash rather than finance so when the $ is there we buy what we can at the time but also because we always think that the next contract will give us enough points and be our last but so far that hasn’t proven true

I’ve definitely been there too. It wasn’t clear to me from your initial post if you planned to keep buying another few hundred points in <100 point chunks or if it was a continual process of “well, maybe another 25/50/75 will be enough.”

It might depend on what meaningful means. At 150, the incentives at Riviera are less than 6%. That’s not *nothing* but it doesn’t fundamentally change the economics. If waiting allows one to buy without financing it is a win.

Oh definitely— I would never encourage borrowing to buy a timeshare, even if it saved a few $/pt.. I was just thinking where this family appears to be able to save and buy more rapidly, it might be worth waiting…but you make a valid point about the prices rising each year potentially offsetting the discount.

If it is more comfortable buying in smaller chunks this might be a reasonable price to pay for it.

100%!

 

[Genie+]

Mostly because we pay cash rather than finance so when the $ is there we buy what we can at the time but also because we always think that the next contract will give us enough points and be our last but so far that hasn’t proven true

And you gotta love how quick and easy direct makes small contracts. No searching for your UY, haggling over the price and all the other rigamarole that goes with resale. Pay for the points and you can be booking trips tomorrow.

 

[eandt]

And you gotta love how quick and easy direct makes small contracts. No searching for your UY, haggling over the price and all the other rigamarole that goes with resale. Pay for the points and you can be booking trips tomorrow.

This was the biggest benefit in our experience Love to save $ but we dabbled in the resale game before our first direct purchases had numerous offers rejected with nothing to show for the time and effort.