That is totally ridiculous. I hear stories like this and wonder how people can possibly be against a national health plan for any reasons other than $. People say things like "You can't choose the doctor you want." Well, I don't know many people now who can choose any doc they want unless they choose to pay extra.
We're paying $50 a month for the next year and a half b/c my dh went to a pain clinic in our insurance plan, naturally assuming that the doctor there was also in our plan. Oops -- the clinic but not the doctor was covered.
I have some moles that need to be removed, but the only dermatolgist group in our town is not part of our insurance. I can drive 20 miles and have it done, but that's so much more trouble that I've not gotten around to it.