False Claim by Roofing Contractor!!

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If you can't afford the $500, you may have to cut a night off of your upcoming monorail-resort stay at Disney. OR, try a value resort instead. ;)
 


I did customer service for Amex for a couple years and after getting yelled at continuously for personally inventing interest charges, over the limit fees and causing Brokeback Mountain not to win the oscars (i kid you not was blamed for this) I always had to say in the sweetest most genuine voice "Thanks for choosing American Express Mr.SkiMaskGuywiththeGun you have a great day" its the least the bank tellers could do!

Or I can imagine the great customer service from the insurance company "Oh dear OP that is just dreadful they pushed you around like that..... however not as a dreadful that we have to take you to jail for fraud. But thank you for using State Farm have a great day!"

I think OP has left like Jenassis im Shocked!
 
I think it’s time to tell you the truth.

Yesterday, my stepson told me he is preparing a thesis for his psych class regarding "human reaction when dealing with absurd issues". The premise of a fraudulent insurance claim came from an article I had read.

We decided to post the insurance story on a couple of message boards to track responses… the DIS board being one of them. Oddly enough, the DIS board proved to be the most offensive. I had originally suggested this board because of the friendly & positive feedback I have always received. I expected straightforward, honest opinions. What I didn’t expect was the “attacking” nature of your messages.

I should apologize for the validity of my original post. However, it’s unfortunate that my stepson’s paper will consist primarily of the negative and hurtful responses from this board.

Please show a little dignity by not attacking this post, as well.

Take care,
Phillip

I'm just gonna follow the rule..... and then eat my popcorn. that's all. popcorn::
 
I'm confused. I thought the standard answer was to claim somebody stole your password and posted under your screen name.:confused3
 
Well since this isn't a controlled experiment you do realize that his thesis will be flawed right?
Of course I still think I am going to give points for the most creative response to being flamed.:rolleyes1
 
I think it’s time to tell you the truth.

Yesterday, my stepson told me he is preparing a thesis for his psych class regarding "human reaction when dealing with absurd issues". The premise of a fraudulent insurance claim came from an article I had read.

We decided to post the insurance story on a couple of message boards to track responses… the DIS board being one of them. Oddly enough, the DIS board proved to be the most offensive. I had originally suggested this board because of the friendly & positive feedback I have always received. I expected straightforward, honest opinions. What I didn’t expect was the “attacking” nature of your messages.

I should apologize for the validity of my original post. However, it’s unfortunate that my stepson’s paper will consist primarily of the negative and hurtful responses from this board.

Please show a little dignity by not attacking this post, as well.

Take care,
Phillip

Okay, now that I've stopped laughing at your attempt to "recover yourself", let me point out a common thread to you across all the posts. They all said pretty much the same thing, you were trying to commit fraud. Sure, some tried to make light of the situation and provided some crude examples, but the theme was still the same.

I'm sorry you feel you were attacked but since you brought it up, why don't you share with us (since we all learn from experience) some of the other boards you posted this on so we can read the responses of those who were not as "offensive."
 
I think it’s time to tell you the truth.

Yesterday, my stepson told me he is preparing a thesis for his psych class regarding "human reaction when dealing with absurd issues". The premise of a fraudulent insurance claim came from an article I had read.

We decided to post the insurance story on a couple of message boards to track responses… the DIS board being one of them. Oddly enough, the DIS board proved to be the most offensive. I had originally suggested this board because of the friendly & positive feedback I have always received. I expected straightforward, honest opinions. What I didn’t expect was the “attacking” nature of your messages.

I should apologize for the validity of my original post. However, it’s unfortunate that my stepson’s paper will consist primarily of the negative and hurtful responses from this board.

Please show a little dignity by not attacking this post, as well.

Take care,
Phillip

Seriously? How is it possible to say "you are committing insurance fraud" in a nice, positive way? LOL!

I suppose we all could have said "excuse me, but perhaps you should consider the legality of your activities." As if that would make a difference. I think you got exactly what you should have gotten in responses.

I also think that your responses were skewed on this board because you list about a dozen uber-expensive trips to Disney in your signature. On other boards you posted on, you probably didn't have a signature that dripped money. See what I mean?

If you want your "test" to be fair, you need to add a similar "I am very rich and want the world to know it" signature and then see what happens.

ETA: It's actually 17 trips taken, and one more in the planning. Wouldn't want to be less than accurate.:lmao:
 
but since you brought it up, why don't you share with us (since we all learn from experience) some of the other boards you posted this on so we can read the responses of those who were not as "offensive."

Hmm, somehow I just don't see that happening. I'm sure the OP wouldn't want to jeopardize the validity of his son's results, now, would he? :rotfl:
 
I think it’s time to tell you the truth.

Yesterday, my stepson told me he is preparing a thesis for his psych class regarding "human reaction when dealing with absurd issues". The premise of a fraudulent insurance claim came from an article I had read.

We decided to post the insurance story on a couple of message boards to track responses… the DIS board being one of them. Oddly enough, the DIS board proved to be the most offensive. I had originally suggested this board because of the friendly & positive feedback I have always received. I expected straightforward, honest opinions. What I didn’t expect was the “attacking” nature of your messages.

I should apologize for the validity of my original post. However, it’s unfortunate that my stepson’s paper will consist primarily of the negative and hurtful responses from this board.

Please show a little dignity by not attacking this post, as well.

Take care,
Phillip


Hm, psych thesis... So, no independent variable, unclear dependent variable, no control group, no rate of measure, no operational definition, no sample control, extraneous variable control. Sounds like a great experiment.

And hm, posted on other message boards... unless you went to the trouble to extensively reword your "story," a google search of a cut and paste of your OP only links back to the Dis.

A for effort though! (D- for your step son's "thesis")
 
I think it’s time to tell you the truth.

Yesterday, my stepson told me he is preparing a thesis for his psych class regarding "human reaction when dealing with absurd issues". The premise of a fraudulent insurance claim came from an article I had read.

We decided to post the insurance story on a couple of message boards to track responses… the DIS board being one of them. Oddly enough, the DIS board proved to be the most offensive. I had originally suggested this board because of the friendly & positive feedback I have always received. I expected straightforward, honest opinions. What I didn’t expect was the “attacking” nature of your messages.

I should apologize for the validity of my original post. However, it’s unfortunate that my stepson’s paper will consist primarily of the negative and hurtful responses from this board.

Please show a little dignity by not attacking this post, as well.

Take care,
Phillip

:lmao: Now THAT is some comedy gold right there.
 
Hm, psych thesis... So, no independent variable, unclear dependent variable, no control group, no rate of measure, no operational definition, no sample control, extraneous variable control. Sounds like a great experiment.

And hm, posted on other message boards... unless you went to the trouble to extensively reword your "story," a google search of a cut and paste of your OP only links back to the Dis.

A for effort though! (D- for your step son's "thesis")

Nice sleuth work there! :thumbsup2
 
Now I am confused. I understand trying to get feedback but I am not sure that I see any offensive responses here. I see that folks have responded to what was clearly insurance fraud. I see that no one planted flowers over the response. No one was insulting. Yes, there was teasing but no naasty comments. Some did explain the outcome of reporting the contractor.

I think that your stepson could expand his thesis to include the reaction of individuals on a message board vs those reactions of friends and relatives. You see, friends may hesitate to give an honest response to your "issue". Perhaps those folks would think that you were a crook but would hesitate to say that to your face. Ask on a message board and get an honest answer.

I would be interested to hear if your stepson posed this question to all his friends and family how many of those folks were not "offensive". You see, non eof us needs to worry about upseting you, we do not know you, but if this was a real problem I would much rather be "insulted" than have my insurance company refuse payment and then drop me due to fraud.
 
Sorry he refuses to commit insurance fraud. Next time do your homework a bit better to make sure you really find a company that operates without any ethics. It's so frustrating to think you're dealing with immoral people only to find out that they're "good". UGH!
 
A little additional information - It is perfectly legal for a company to waive a deductible, but there are rules in place to protect the insurance companies from abuse.

Try to think about this like you would a medical bill. Let's say that you have a $20 co-pay. Under certain circumstances, the doctor's office can waive that co-pay. It is generally only done for patients who are experiencing extreme financial difficulty. The doctor's office is also supposed to repay the insurance company its proportional share of the discount (because deciding not to take the co-pay amounts to reducing the bill that the insurance company is being asked to cover).

So, if the contractor promised this because the home owner was experiencing financial difficulty and could not pay the deductible, it would not be fraud - as long as the contractor follows the rules. If the contractor is doing this under the table, it violates many federal laws. Since this contractor is doing this all over town, he is probably breaking the law.

Generally, the insured is not expected to understand these rules/laws and will not be held accountable for the actions of those collecting from insurance companies without demanding payment of co-pays, deductibles, etc.
 
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