Jim, I made the recommendation due to the fact it's 70 points and either use the one time option (if available) or have little other options. IF one is thinking they're likely to have this again based on their personal habits or situations, I'd reconsider my membership or my UY. It doesn't take much of this to make
DVC a liability rather than an asset. If applicable, selling or selling to rebuy might be the best option for some. With those caveat's in mind, if they have future issues, there's a good chance there will be more lead time allowing more options.