I am new to this, I have been a lurker for a very long time. It is time I got on the wagon. Not that I am trying to have many 0.00 days, it is we are just trying to cut back period. We already coupon to the best for our family needs. There are 6 people in my family, DH(40's), DS(10) DS (10) DS(8) GM(83) and ME(40's).
Budget for September 2010 (leaving out house and cars, they are a set price each month). We normally in a month spend 2K, we are going to try and cut it down to 1,500 per month so that we can add $500 a month to our emergency fund. Within in the next year, we will need a new to us vehicle and we want to make sure we can pay cash for it. We may have to forgo eating out to make our budget work.
Charity $500.00
Groceries $200.00
Gas $150.00
Utilities/Cable/Internet - $275.00
Eating Out - $50.00
Savings - $300.00
School lunches - $30.00
Misc - $50.00
We are going to Disney for a very short 4day/3night stay, we are AP members and got a great deal with passholder discounts for POR. We take most of our food with us, maybe get 1 or 2 counterservices, but we get 2 or 3 meals and split between the 5 of us. Granny doesn't do Disney. That will eat into our grocery bill, but at least I have such a low grocery bill, we can splurge on 2 counterservice meals while at Disney. I have 2 gift cards for gas, so that will be FREE to me. We still have approximately $55.00 on our Disney gift cards from birthday promotion last year. Our goal is to have money in the bank so we can pay cash for a new to us car next year. Wish me luck.
Sept 1 - 44.82/155.18 Groceries
Sept 2
Sept 3

DISNEY
Sept 4

DISNEY
Sept 5

DISNEY
Sept 6

DISNEY

Leaving
Sept 7
Sept 8 150/275 Utlities
Sept 9
Sept 10
Sept 11
Sept 12 250/500 Charity
Sept 13
Sept 14
Sept 15 300/0 Savings
Sept 16
Sept 17
Sept 18
Sept 19
Sept 20
Sept 21
Sept 22
Sept 23
Sept 24 125/0 Utilities
Sept 25
Sept 26 250/0 Charity
Sept 27
Sept 28
Sept 29

My Birthday
Sept 30
Wishing myself and all of the Disney Savers luck for the month of September!