DVCM Email today

[PatMcDuck]

Helps me, my early April and now late May room was booked with banked 2018 expiring points (June UY). (Only about 54 in my case). But not sure I will be able to book anything in the next 6 months. Or that parks will be open.

 

[Sandisw]

Helps me, my early April and now late May room was booked with banked 2018 expiring points (June UY). (Only about 54 in my case). But not sure I will be able to book anything in the next 6 months. Or that parks will be open.

Well, you are being given until Dec 1st, to use those points. So, it will be up to you to try to use them up.

I agree it won’t be easy for everyone, and some may still lose points, but at least you have a chance to try and fit something in,

 

[Brett Wyman]

I have a big trip planned for August 2021 with banked and borrowed points for 17 people. We've been planning this trip and carefully using our points to allow for it. We all decided we were OK with a resort only trip if necessary at AKL given the current circumstances. I'm really hoping the 50% borrowing restriction is relaxed by September but will have a backup plan if not. Now just hoping with the influx of expired points that I can book at my 11 month window.

Same for us. Our use year is October so we always borrow. We figured we didn't want to be in a pinch the last year with only 4 months to spend our last years points. We had a big trip planned to Aulani for September 2021 that includes borrowed 2020 points. We wont be able to go without borrowing.

 

[mentos]

I read the email 3x and I think I understand.. Not allowing 100% borrowing is disallowing what some owners purchased their points for. That doesn't seem fair but it makes sense from an availability standpoint.

The rules are clear that borrowing is at the discretion of DVC and may be suspended from time to time, this is definitely the time to suspend that (I'll find the link shortly, I closed that browser window).

Here we go: https://cdn1.parksmedia.wdprapps.disney.com/media/dvc/en/points/Borrowing_rules_final.pdf

 

[mickeymom629]

Deleted post since people answered and I was a little mistaken. Thanks!

Am I seeing this right? Sorry if it's confusing.

 

[VWLforever]

OP here. I actually am a little upset about this the more I think about it, if I understand correctly. Granted, I may not be taking the trip I planned (because of the virus/lack of vaccine and now I can't because of the 50% borrowing rule).

But I think it's too bad that the 50% was not specifically for those members who now get the extra year for their 2019 points. It seems that it is giving them double 2020 points, in a way.

Because I have a hard time thinking about this except in terms of the trip I had planned, I'm imagining that I have booked my December trip, the parks are still shut and all these new rules are in place and my trip was cancelled - If I had been able to (in May2020) book my trip with 2019 banked, 2020 current and borrow 2021. According to the new/temporary rules, I would have my 2021 borrowed go back to (June) 2021, expiring May 31, 2022. If my banked 2019 points that would have expired May 31, 2021 can now be used until May 31, 2022 and I bank my 2020 points into 2021, then I could book Dec 2021 with the double 2020, current 2021 and borrow 2022. Am I seeing this right? I would have 4 years of points. I understand if they want to limit the 50% for 2021 and 2022 for those that get the extra year, but for those of us who aren't affected, it doesn't seem fair.

Am I seeing this right? Sorry if it's confusing.

Basically their "one year extension" was simply an automatic late banking for those 2019 points that April and June members had booked late in their use year, and then were unable to use. So those members got the same use options going forward as an August or later member whose trip was cancelled, and still had the option to bank forward. The only way a member could conceivably use more than 3 years of points is if they use them in the next 6 months and had some of those extended 2018-banked points. And who knows where and if DVC points will be able to be used in the short term...

Nothing about this is "fair". But it doesn't have to be- it's nobody's fault, and DVC is trying to make the best of a bad situation. As previous posters have mentioned, while there will be "winners and losers" in this new rule modification, there is no question that what DVC has decided to do here is within their legal rights, as defined in the POS documents we all signed.

As an aside, today is only a week away from 7 months out window for December 2020 anyway. Even without the new modifications to borrowing, I think you'd have a really hard time getting a GV anywhere in that month if your plan was to book this late.

 

[KAT4DISNEY]

OP here. I actually am a little upset about this the more I think about it, if I understand correctly. Granted, I may not be taking the trip I planned (because of the virus/lack of vaccine and now I can't because of the 50% borrowing rule).

But I think it's too bad that the 50% was not specifically for those members who now get the extra year for their 2019 points. It seems that it is giving them double 2020 points, in a way.

Because I have a hard time thinking about this except in terms of the trip I had planned, I'm imagining that I have booked my December trip, the parks are still shut and all these new rules are in place and my trip was cancelled - If I had been able to (in May2020) book my trip with 2019 banked, 2020 current and borrow 2021. According to the new/temporary rules, I would have my 2021 borrowed go back to (June) 2021, expiring May 31, 2022. If my banked 2019 points that would have expired May 31, 2021 can now be used until May 31, 2022 and I bank my 2020 points into 2021, then I could book Dec 2021 with the double 2020, current 2021 and borrow 2022. Am I seeing this right? I would have 4 years of points. I understand if they want to limit the 50% for 2021 and 2022 for those that get the extra year, but for those of us who aren't affected, it doesn't seem fair.

Am I seeing this right? Sorry if it's confusing.

A little confusing but I think the gist you are getting at is that it is "spreading the pain" to more members vs reserving it only for the few who have already been affected and yes, that's correct. For point usage it affects those who rely on borrowing. If you bank or just use current points there may be some affect with room availability but not in points available.

 

[Sandisw]

OP here. I actually am a little upset about this the more I think about it, if I understand correctly. Granted, I may not be taking the trip I planned (because of the virus/lack of vaccine and now I can't because of the 50% borrowing rule).

But I think it's too bad that the 50% was not specifically for those members who now get the extra year for their 2019 points. It seems that it is giving them double 2020 points, in a way.

Because I have a hard time thinking about this except in terms of the trip I had planned, I'm imagining that I have booked my December trip, the parks are still shut and all these new rules are in place and my trip was cancelled - If I had been able to (in May2020) book my trip with 2019 banked, 2020 current and borrow 2021. According to the new/temporary rules, I would have my 2021 borrowed go back to (June) 2021, expiring May 31, 2022. If my banked 2019 points that would have expired May 31, 2021 can now be used until May 31, 2022 and I bank my 2020 points into 2021, then I could book Dec 2021 with the double 2020, current 2021 and borrow 2022. Am I seeing this right? I would have 4 years of points. I understand if they want to limit the 50% for 2021 and 2022 for those that get the extra year, but for those of us who aren't affected, it doesn't seem fair.

Am I seeing this right? Sorry if it's confusing.

I assume you are talking about a June UY for that Dec trip. So, if that trip is booked with banked 2019 points, 2020 UY points, and borrowed 2021 points.

The resort is now closed during that trip. Your banked 2019 points would still be valid for another 6 months so no need to extend them,

Your 2020 UY points are still bankable, so you don’t need the late banking exception...this is what is being given to April and June UY 2019 points....since their banking windows were long past when the reservation got canceled,

Your 2021 borrowed points would go back to 2021.

They also said that people need to continue to follow banking rules. Sept UY and forward need to keep that in mind since they can cancel a trip during potential closure right now and still bank.

The key is that if points expire during a closure with no time to use them, they seem to indicate they will extend,

But, I think because they did not include Aug UY from now, they believe things will be up...at least for resorts, but June/July.

 

[mickeymom629]

I assume you are talking about a June UY for that Dec trip. So, if that trip is booked with banked 2019 points, 2020 UY points, and borrowed 2021 points.

The resort is now closed during that trip. Your banked 2019 points would still be valid for another 6 months so no need to extend them,

Your 2020 UY points are still bankable, so you don’t need the late banking exception...this is what is being given to April and June UY 2019 points....since their banking windows were long past when the reservation got canceled,

Your 2021 borrowed points would go back to 2021...

Thanks! Got it!

 

[DebbieB]

Isn't there something in the DVC contracts stating they can't make rules for a subset of the members? How can 2 UYs have special and better rules. If this closure extends how could 4 or 5 UYs have special rules but not the others. This has to open them up to legal issues since not all members are being treated equally. Unless my Aug vacation gets canceled I'm not impacted but if I lose points due to DVC favoritism I'm going to be pissed.

it applies to all use years where there is a closing cancellation after your banking deadline. Right now it also looks like it will also apply to August, September, October Use years (assuming closed until at least 6/1).

 

[Sandisw]

it applies to all use years where there is a closing cancellation after your banking deadline. Right now it also looks like it will also apply to August, September, October Use years (assuming closed until at least 6/1).

Since Oct UY has banking at the end of May, they wouldn’t really need the exception unless they are closed beyond June, right?

 

[DebbieB]

Since Oct UY has banking at the end of May, they wouldn’t really need the exception unless they are closed beyond June, right?

If your 5/31 is cancelled with an October use year, they would probably allow you to call on 6/1 to bank. Normally you would have to do the banking 5/31 or before. Fine line on that one I guess. Another thing that will probably have to be addressed is what if some of the resorts open on 6/1 but not the parks.

 

[Sandisw]

If your 5/31 is cancelled with an October use year, they would probably allow you to call on 6/1 to bank. Normally you would have to do the banking 5/31 or before. Fine line on that one I guess.

Got it! Given that DVC is canceling about a week out, that problsbly wouldn’t happen, but I can see how it is technically possible!

 

[DebbieB]

Just noticed this on the reservation page:

Members who book a new reservation or multiple reservations online, borrowing more than 50 percent of their Vacation Points per contract, will have their reservation(s) exceeding the 50 percent maximum cancelled automatically within 7 days. Learn more about this temporary policy change.

That could be a problem. People assume they got their reservation, booked airfare, etc and then get it cancelled. They should at least contact the member and allow the reservation to be shortened to under the 50%. Or better yet, program the system to not allow more than 50%.

 

[mentos]

Or better yet, program the system to not allow more than 50%.

Sounds so deceptively easy but would probably take weeks with whatever goat they use to run the system

 

[Sandisw]

Just noticed this on the reservation page:



That could be a problem. People assume they got their reservation, booked airfare, etc and then get it cancelled. They should at least contact the member and allow the reservation to be shortened to under the 50%. Or better yet, program the system to not allow more than 50%.

Heres where it could get someone in real trouble. If someone modifies a current reservation and adds nights using more than 50%, do only the new nights get canceled? Or would they cancel the entire thing?

Maybe the system will be changed, but since It takes time, they have to put that notice in place for now?

 

[npatellye]

I’ve read this email and the webpage repeatedly but I cannot figure out the answer. I’m hoping someone here will know. What happens if you borrowed more than 50% of your points for a reservation and then want to modify that reservation and switch villa sizes or resorts? Would that modification be okay or would it be held to the 50% borrowing rule?

 

[Sandisw]

I’ve read this email and the webpage repeatedly but I cannot figure out the answer. I’m hoping someone here will know. What happens if you borrowed more than 50% of your points for a reservation and then want to modify that reservation and switch villa sizes or resorts? Would that modification be okay or would it be held to the 50% borrowing rule?

Thar is unclear and I think a call to MS would be needed, The way I read it, I think you may be held to the 50% rule as it may be seen as a new reservation,

Bur, since the reservation number doesn’t change, it might be okay,

 

[npatellye]

Thar is unclear and I think a call to MS would be needed, The way I read it, I think you may be held to the 50% rule as it may be seen as a new reservation,

Bur, since the reservation number doesn’t change, it might be okay,

Thank you! I hopefully won’t have to change it but I will definitely call MS instead of modifying online. I guess, worst case, I can always book at a less points heavy resort and stick to 50% or less or even no borrowing (depending on availability).

 

[InBassAngler]

This is just my 2 cents, but I believe the borrowing limits was put in place just to better help manage inventory. As many have mentioned, we're in the 7 month window of Thanksgiving and the fall has always been a popular time for DVC member vacations. As I see it, during a normal year, DVC point usage overall is spread out over 12 months, now, they are faced with the problem of trying to cram all of that usage in less period, and in a period that is one of the most popular for DVC. Time will tell...