Not sure if this is a dumb question or not! My parents bought into the DVC on their recent trip and gave my sister and I each 65 of their points to use each year. Their use year is August. When you first buy into the DVC - do you get the points immediately, or do you not have them until the beginning of your use year comes around? For instance - do I have 65 points now and then another in August, or would I be borrowing ahead?