Ok, so here's our plan.
We bought
DVC this past Feb - taking our first trip this December. We bought 150 points We figured we would start with a small amount and plan to add on later, but if we can't afford it we'll still have some number that we can take trips with, even if it's every other year.
So, (this may be a little TMI, but whatever) We have a trip in Dec, a trip in April (also booked an extra studio for my mom, who has never stayed on site). Planning on trying to get pregnant sometime after April trip, but before possible Oct trip (this is dependant on time off), and my FIL is taking us all in December (which we will be pitching in points for).
With all that, we'll have used 05,06,07, and maybe 08 points. Any leftover 08 points will be banked into 09, when we will likely take our (hopefully) 2 yr old. We'll be "dragging" the grandparents with us, so we'll hopefully get alone time as well. Then we'll repeat with 09,10,11 points (though we'll probably just get a 1 BR or spend 2 straight weeks to spend the points instead of multiple trips). Then, when (hopefully) kid #2 is 2, we'll add on (crossing fingers for VAK

).
But yeah, that's our "plan." Who knows if it'll work out that way, but it's always useful to have a guideline
