DVC insurance .... pregnancy NOT covered

[lovinpoohbear]

I had booked last summer, a cruise, airfare and DVC accomadations. I paid for my airfare also ($1500) and paid for the travel insurance offered by DVC.
Anyways, I just discovered that I am pregant at the beginning of this month and my due date is the SAME day as the 1st day of the vacation. How ironic.
Of course I can't go and while I can cancel and bank the points, I would like reimbursement for my airfare.
This insurance company informed me that no part of this vacation will be covered because pregnancy is not covered by thier insurance and that its "too bad" that I am due on the same day of the vacation....
I am out the money for my airfare ,however, just wanted to give a heads up to anybody considering this insurance and that this isn;t covered....

 

[Dean]

I had booked last summer, a cruise, airfare and DVC accomadations. I paid for my airfare also ($1500) and paid for the travel insurance offered by DVC.
Anyways, I just discovered that I am pregant at the beginning of this month and my due date is the SAME day as the 1st day of the vacation. How ironic.
Of course I can't go and while I can cancel and bank the points, I would like reimbursement for my airfare.
This insurance company informed me that no part of this vacation will be covered because pregnancy is not covered by thier insurance and that its "too bad" that I am due on the same day of the vacation....
I am out the money for my airfare ,however, just wanted to give a heads up to anybody considering this insurance and that this isn;t covered....

It is my understanding that few, if any, of these type of insurances cover pregnancy as a legit reason to cancel, most won't cover complications related to pregnancy if you do travel and many won't even sell you the policy if you're pregnant over a certain amount (? 28 weeks or more) at the time of travel. The airlines will likely allow you to rebook the flights for a fee.

 

[a742246]

I would definitely call the airline up, For a fee they should give you at least a 12 month credit for future flights.

 

[Dean]

I would definitely call the airline up, For a fee they should give you at least a 12 month credit for future flights.

Plus most airlines restrict access within 7-30 days of the due date. A letter from the physician as to due date should be helpful given it coincides with the trip itself in this situation.

 

[camlace]

Most travel insurance does NOT cover pregnancy as a reason to be reimbursed in case of cancellation. Pregnancy is not a medical condition on its own that prohibits you from traveling. Whenever you purchase travel insurance be sure to review the terms and conditions closely. I did purchase insurance last time I was pregnant, but searched for a policy that covered me in the event I had a complication with the pregnancy that would have prohibited me from traveling. Just being pregnant was not covered. I ended up having to cancel my trip and had no issues with reimbursement after my doctor submitted the necessary paperwork as to why my condition did not allow me to travel.