RascalMom,
We have stayed at Big Cedar through the concierge collection several times. You actually stay at the lodge or cabins. We have always stayed in the Falls Lodge and love it!
You have full access (at this time) to the Wilderness club pools and lazy river as a guest at any of Big Cedar's accomodations.
Some may argue that this is not the best use of points, but I know I would not pay the rack rates at Big Cedar, and it is only a four hour drive for us and we love it for a long weekend, or in conjunction with a longer Branson stay.
If you have never been there, you need to see it. It is beautiful, relaxing and peaceful. You feel like you are a million miles from everything, but can still get to the Branson "strip" in about 15 minutes.
We will continue to stay at Big Cedar at least once a year on points!
Let me know if you have any other specific questions.
OKWKirt has owns both DVC and Wilderness Club so he could answer questions as well..