We have a 4 night DVC stay and I'm considering adding the standard dining plan. We would use all the snack credits at F&W. Does this make it a better deal? We also have a TIW card, but can't use that at F&W. Our dining plans during this time are dinners at O'hana, Sci fi, California Grill and counter services at MK, HS and BW. Thoughts?