disney visa

[lisaanddenny]

just approved online for disney visa, but no card yet, wonder if I can call and still book when the offer comes out? anyone do that yet? the 0% financing for 5 months, does that include the $200 deposit, does the whole package price go onto the card and you have 6 months from that time to pay it off?

 

[Crystal824]

You may have to wait for the card, I am not sure. I know that when I got my card, I was approved online through the Disney site (a couple of years ago). The free dining offer was a current promotion and since I was automatically approved I was able to use the card to pay for the trip right then.
Yes, you get six months from the time you place the trip on the card to pay it off interest free.

 

[Crystal824]

I think they might split the $200 and the rest of the package from the time you made that particular payment. I am not sure because I just put the entire thing on the card at once. You could space out your 6 months by paying the $200 and then using the card again when you have to pay the balance.

 

[lisaanddenny]

so how did you know your acct # to book as soon as you were approved?

 

[Tnkrbelle565]

The Deposit and the balance are 2 separate charges on your bill. So you'll put a $200 balance down and will have 6 months from that date to have 0% interest on the $200. Then you'll make the balance payment and you'll have 6 months from that date without interest. We also had 6 months in general interest free when we got our cards.