Kimberh, If you have the Disney Visa card you should be getting Disney Dream Reward Dollars for your purchases. On your statement, about the middle of the page, there's a Cardmember ID #. My understanding (and what my guide told me) is that after you purchase points, you give your guide that number and they apply it to your purchase. He said it could be $500 dollars off the total price, or $500 reward dollars on our reward card. We currently own at BWV and are considering buying 200 points at AKV. I'm not sure if new owners qualify or if there's a minimum # of points you need to purchase. Others probably know this. Also, you needed to have the card prior to Septermber 1st. I'm not sure about that date, but you had to have the card previously.
Hope that clears up some questions. If not, ask away or PM me.
Linda