Disney Visa Rewards ? (usually I'm not this dense)

[happybratpack]

OK, I finally gave in and got a Disney Visa...I read about getting the Rewards card, etc but I still can't figure out the specifics for using the points. Is there something that says what you can buy w/ x-amount of points, etc or what they translate into $ wise?

Sorry, I feel like a stupe asking this- I'm guessing maybe I'm just missing finding this info somewhere.

Thanks

 

[mom2threeboys]

The rewards are dollar for dollar, meaning however many rewards points you have is how much you can spend.
Once you transfer the rewards to a card. you can use it just like a credit card at Disney or the Disney store.
HTH

 

[happybratpack]

Well, that makes sense. I'm busy looking for some big math equation to use them and it's simple, who would have thought.

Thanks!

 

[elaine and the boys]

I'm considering applying for the Disney Visa. How quickly are you awarded the points after you make your purchases? If I understand correctly, it's $1.00 for every $100.00 up to $750 reward dollars per year? Is this right? And how do you get these points transferred to a "card" that you can use in Disney? Can you use it for your hotel bill? Disney restaurants? Park tickets? We've already made our December reservation for CSR and 4 7-day park hopper tickets. We don't plan to pay any more than the $200.00 deposit we paid last month until we have to (45 days prior to ressie). Will we be able to use Disney reward dollars over the phone using our Disney Visa? Please advise. Thanks a bunch!!

 

[elaine and the boys]

I don't want to apply for the visa until I'm sure I'll be able to use up all reward dollars earned. Did I read in another thread that you only have a certain window of time to use your reward dollars?

 

[Buttercup26]

You get your reward $$ when they close that months billing cycle. Any reward $$ you earned that month are then added.

To use your reward $$ you call and have them transferred to a seperate card (not your regular Disney Visa). Once you have them transferred to your rewards card they expire at the end of that year.

 

[elaine and the boys]

Thanks Buttercup26! But do you know if I can use this reward $$ card at the restaurants in Dinsney parks? I'm figuring that my room and tickets will be paid for by then and we could use any reward $$ on meals. Our trip ends on Dec. 31st, so I'm sure we would be able to use up any earned rewards by the end of the year!! Thanks!

 

[Buttercup26]

Yes, you can use it at restaurants. It's like a credit card, you can use it at any park location that takes credit cards.

 

[SuzyQue]

"Once you have them transferred to your rewards card they expire at the end of that year"

No, I believe that's incorrect. They expire the end of the year following the year you transferred the rewards to your reward card. For our trip last month, I called the beginning of Feb. to have our rewards transferred, I have the card in front of me right now and the expiration date is 12/06. ~~

 

[mwalsh]

To use your reward $$ you call and have them transferred to a seperate card

You can easily do this transfer online too at www.bankone.com/disney
You get a profile to manage your account online.

 

[disney junky]

There are a few other details. The points do expire if not used within six years. Each statement will tell you when your points expire. The card that they are transferred to looks and acts like a credit card. If you have reserved with a regular credit card, you have not yet paid with that card, so you can still use the rewards card to pay for your hotel on site. There are a few postings regarding the rewards and how they work. If you do a search, you will be able to get a lot of details from other card holders.

I got the card when they first came our thinking I could charge everything, being a DVC member and always have a place to spend the points (which is true). I was hoping to funnel my kids college tuition through the cards and pay for park passes, but that hasn't been possible.

As stated earlier, you get a dollar for every hundred you spend. There were promises about bonus times and special offers, but none of these have proven to be as frequent or rewarding as advertised. At the most, we may have accumulated 10 or 15 extra bonus dollars on top of the regular dollars in the past four years. Those bonuses are not across the board. They are applied to certain types of purchase, often monthly payments such as cell phone bills, groceries, etc.

There are other cards out there which offer rewards that may be greater than the 1% you get. That's an individual decision.

Hope this helps.

 

[elaine and the boys]

Excellent information from all! Thanks so much for your help. I think I'll be applying for my card asap. One last question: If I pay for my resort and tickets a couple months before my trip (using my new Disney Visa), will that give me enough time to collect my earned points and get them transferred to my rewards card before my trip? Am I right to assume that any charges I make to Disney World on my Disney Visa will also net me reward $$??

 

[becobscot]

Yes you get the points at the end of each billing cycle. Once you have the rewards card, transferring points to the card just takes a phone call and is done immediately.

 

[SuzyQue]

"The points do expire if not used within six years."

They expire five years from date they were earned. ~~

 

[PaulaSue]

Thanks for the info!