Totally normal. Means they have received your info and now it goes to risk to determine yes or no. And realize that is not the end of it. I got a further notice of denial for the card given my debt load. I freaked out because outside of our mortgage, we have VERY little debt and a good income. I called and turned out they had an old 2nd mortgage/HELOC on there which was paid off and once they realized that, it was all good.