The Premier is 2X on Gas, Restaurant, Groceries for $49 that came with a $200 back offer. I agree that other cards offer 2% on everything, but are they offering cash dollar-to-point? Sure, you accumulate points and then you get to buy a camera for 1000 points that you could buy on
Amazon for $100. If I could get a $100 Disney gift card for 100 points ...sign me up. I really haven't compared recently, but the Disney VISA points convert directly to dollars that I know that I will use at some point. We're up to about $2200 now and this is our third go around.