Disney visa card questions

[sparklinducky]

I am trying to figure out if there are any perks to paying for my cruise with the Disney visa card. I checked the card website but didnt see anything. I figured you guys would know.

 

[dcassetta]

You do get interest-free for six months, and a $50 onboard beverage credit. However you cannot get the beverage credit if you've used an OBB.

 

[Allabouthemouse]

- 2% rewards with Premier visa
- 6 month no interest for the vacation
- $50 on board beverage credit if the entire cruise was paid with the Disney Visa

 

[Allabouthemouse]

We got the beverage credit our last cruise which was booked on board.

 

[sparklinducky]

Thanks so much for the information!
Do I need to call and make sure they add the drink onboard credit or is it automatic?

 

[PrincessShmoo]

I am trying to figure out if there are any perks to paying for my cruise with the Disney visa card. I checked the card website but didnt see anything. I figured you guys would know.

As noted, you can get a $50 beverage credit, as long as you pay the whole cruise (deposit to full payment) with the card.

And the 6 months free interest is good. One note, if you pre-pay your gratuitites, that qualifies for the 6 months no interest. But, if you just let the gratuities be added to your onboard account and back your account with the Disney Visa, it doesn't qualify.

 

[dcassetta]

I wonder if the policy changed when they went from a regular $50 credit, to just the beverage credit. Three cruises ago, I think, we could not combine Disney visa with OBB. But that was back when it was a standard credit and not just the beverage.

 

[sparklinducky]

I will be sure to prepay the gratuities.
I am excited to see that I will earn 2% back!

 

[Allabouthemouse]

I will be sure to prepay the gratuities.
I am excited to see that I will earn 2% back!

Helps to justify that next cruise

 

[sparklinducky]

Yeas it doezTE="Allabouthemouse, post: 55557016, member: 328634"]Helps to justify that next cruise[/QUOTE]
Yes it does!
We stupidly didnt get an obb on our last cruise and we are kicking ourselves.

 

[Allabouthemouse]

We learned the hard way to always book something and just cancel it if we don't end up using it.

 

[sparklinducky]

We learned the hard way to always book something and just cancel it if we don't end up using it.

I think that will be our new plan

 

[Lorilais_mommie]

Can someone explain "beverage credit"?

We got the $50 standard credit a few years ago is it the same

 

[JaneFan619]

It's supposed to only be redeemable for beverages - not merchandise, excursions, spa appointments, etc.

 

[Amunet]

And don't forget the Disney cash!
I have the basic (so 1% here) but by putting the cruise on the card, I also get a nice chunk of points

 

[KristiMc]

I add up what I will spend on the ship (gratuities, spa, excursions etc...) and add that amount to my account pre-cruise. I get 0%/6 months for the amount.

 

[P'colaBeachBum]

Thanks so much for the information!
Do I need to call and make sure they add the drink onboard credit or is it automatic?

When you PIF let them know to add the $50 credit.

 

[Oursweetworld]

Last month I was able to use my $50 beverage credit for a mixology class for my husband and myself.

 

[IAMASTITCHER]

How do you know in advance of your cruise that you have the credit. I just paid for my cruise with the Disney Visa and not sure if this credit was added as I was using a TA.

 

[Conceptualice]

Thankyou to thread OP! We hadn't thought to use our Disney Visa (surprisingly!)