Disney Visa and DVC Purchase

[devinpesata]

Has anyone ever used their Disney Visa as a down payment on a DVC before. Didn’t know if it still came with the 2% back and the six months interest free financing.

 

[Drewferin]

YEs 2% percent reward AND 6 month no interest on the Disney Visa

 

[WisZK]

Has anyone ever used their Disney Visa as a down payment on a DVC before. Didn’t know if it still came with the 2% back and the six months interest free financing.

They will also break the down payment up over a few months. You get 6 months for each charge.

 

[Cfrone]

To take this a step further, does the 2% and 6 months zero interest apply to resale purchases or only direct DVC purchases?

 

[WisZK]

To take this a step further, does the 2% and 6 months zero interest apply to resale purchases or only direct DVC purchases?

Only Direct purchases.

 

[Cfrone]

Only Direct purchases.

Thank you! Appreciate the clarification.

 

[Derian]

Are there any other cards that give better than 2% on a DVC purchase (direct)?

 

[WisZK]

Are there any other cards that give better than 2% on a DVC purchase (direct)?

Yes you can use any card you'd like to, and there are some out there with better than 2% rewards. It depends on how you want the rewards, cash back, travel, etc.

The advantage of using the Disney Visa for the down payment is the 6 months no interest for each charge. I believe the 2% reward with the Disney Visa requires the Premier Card, which does have an annual fee.

 

[LTJoeFlo]

We will be using our Chase Sapphire Reserve card to purchase our next contract. We receive 3% on travel-related purchases. This card has a very high annual fee though. This is a good option if you travel a lot and collect points.

If you are looking for a low-cost interest-free method of paying, the Chase Freedom Unlimited is 1.5% on all purchases. There is also a new cardmember bonus of $200 (after spending $500) and interest-free payments for 15 months. This card has no fee.

We had a Disney Premier but downgraded when we got the Sapphire card. We just keep it for the on-property perks and discounts on ShopDisney.com