Disney Visa 0% Promo Question

HLAuburn

DIS Veteran
Joined
Apr 26, 2005
Messages
4,267
Does anyone know what happens if you don't pay your 0% vacation balance off by the expiration date? :confused3 I know you get 0% for 6 months, but how is the interest handled if you carry a balance on that amount past the expiration date? I am just wondering if you pay interest on the whole amount and do you have to pay interest for the past 6 months or does it just start accruing once the offer expires. And at what rate (your regular APR)?

I don't plan on doing this, but I wanted to know just in case. Sometimes the "fine print" on these offers is ridiculous!


Thanks!!
 
You are best to call Chase direct to find out how it is handled on your account.
 
I agree, call Chase. I thought it accrued interest from the purchase date but I don't see that anywhere now. There is a "Deferred Interest" and "Accrued Deferred Interest" column on my statement for the promotional rates but there hasn't been any $$ listed there. I'm not eager to be the guinea pig either so I always pay off by the 6 months. :)
 













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