Disney Visa 0% Promo Question

[HLAuburn]

Does anyone know what happens if you don't pay your 0% vacation balance off by the expiration date? I know you get 0% for 6 months, but how is the interest handled if you carry a balance on that amount past the expiration date? I am just wondering if you pay interest on the whole amount and do you have to pay interest for the past 6 months or does it just start accruing once the offer expires. And at what rate (your regular APR)?

I don't plan on doing this, but I wanted to know just in case. Sometimes the "fine print" on these offers is ridiculous!


Thanks!!

 

[NBCGal]

You are best to call Chase direct to find out how it is handled on your account.

 

[miztressuz]

I agree, call Chase. I thought it accrued interest from the purchase date but I don't see that anywhere now. There is a "Deferred Interest" and "Accrued Deferred Interest" column on my statement for the promotional rates but there hasn't been any $$ listed there. I'm not eager to be the guinea pig either so I always pay off by the 6 months.