I got the Chase Disney rewards credit card approx. 2 months ago. I got the one where there is a $49 annual fee and $200/cash but recently I got a letter with a pre-approval for a new Chase Reward credit card, with NO annual fee and a $200 Disney gift card. Also, this new application says that a authorized user you would get a $50 Disney gift card also. It does say if you have "this same credit card", you are disqualified. I know there are 2 different Disney credit cards. I presently have the one with the $49/annual fee. Is this considered the "same" as the one where there is No annual fee? I would sign up for the this one as well but won't if I am not going to get the $200 gift card.