disney Reward Visa

[caroline1851]

Anyone have this? How does it work?

 

[Cee]

Every time you use it, you get a point towards "rewards". Once you have at
least 20 points(I think) you can request a "rewards card" that you can use
toward pretty much anything. I saved my points up and requested a card
before my trip last Dec. I had 200 points which was like having a gift card
worth $200. I used it everywhere at WDW and it was FANTASTIC.

 

[Dedejf]

Every time you use it, you get a point towards "rewards". Once you have at
least 20 points(I think) you can request a "rewards card" that you can use
toward pretty much anything. I saved my points up and requested a card
before my trip last Dec. I had 200 points which was like having a gift card
worth $200. I used it everywhere at WDW and it was FANTASTIC.

You mean you get one point regardless of how much you spend each time you use it or are the points based on how many dollars you charge in one transaction?

 

[stitchlover]

$100 = 1 point

 

[southcarolina4]

and how many points do have to have to get a vacation??thousands???

 

[TINKSFRIEND2]

how and where do you get one?

 

[turning40withMickey]

You would need to charge an awful lot to get a free vacation. You get one dollar for every hundred you charge. You can probably apply on line, google Disney Visa. At Epcot, if you have the card you can get a special character photo (they spend a little more time with just your family and you get a free printed photo, 5 X7.) There aren't too many other little perks like the photo right now, but earning disney money is nice. We usually only get 50-100 dollars, but it is nice for buying the refillable mugs or a special portrait package at a character meal.

 

[DanceRC28]

It sounds like a great idea, but honestly it's not at all worth it. I signed up for the card and charged a ton of stuff when DH and I were moving and still only ended up having like 25 reward points which I turned into a disney giftcard for our last vacation. For each $100 dollars you spend, you earn one point and one point equals one dollar, so you can see it is not at all lucrative. On top of that, the apr is quite high. I have A+ credit and when I called to question them about it, I was told that was the rate on the card regardless of credit score. I have the card still, but haven't charged anything on it in months and am planning on cancelling. Your better off going with another rewards card!

 

[sharonmickey]

I was thinking about the Disney rewards visa card too. But based on the previous poster perhaps another rewards card would be better. Any suggestions on a better rewards visa card?

 

[jamstew]

I was thinking about the Disney rewards visa card too. But based on the previous poster perhaps another rewards card would be better. Any suggestions on a better rewards visa card?

I have a Capital One Visa and love it because it gets me free air on any airline 3-4 times a year. I put absolutely everything on it and only wish I could use it for my income tax I don't know what the ARP is because I pay it in full every month.

 

[sharonmickey]

I pay in full every month also. Is there an annual fee?

 

[jamstew]

I pay in full every month also. Is there an annual fee?

If you're asking about the Capital One Card, there is no annual fee.

 

[Lori2816]

Approximatly how much do you have to spend in order to get free air from your Cap.One card?

 

[Flametamr]

For me the Disney Visa was mainly to get perks and discounts at Disney. I was able to book my upcomming vacation with free dining a few days before the general public. I also got six months intrest free financing and a discount on my scheduled tours. I only use the Disney Visa for Disney related stuff. The points don't matter to me really.

 

[mrstomrice]

We have a Disney card and use it for everything, then pay it off. There is also a perk of being able to put your Disney trip on it and you get 6 months to pay it with 0% interest. We are going to Disney for the 2nd time with over $300.00 to spend, which should take care of the majority of our meals.

 

[jamstew]

Approximatly how much do you have to spend in order to get free air from your Cap.One card?

You get points based on your net annual purchases as follows: 1 pt. for every $ charged up to $12,000, 2 pts. per $ from $12K-$24, and 3 per $ for $24K-up.

It takes 15,000 points for tickets up to $150 and 35,000 for tickets from $150-$350. There are also levels for higher priced tickets, but this is my normal range. It's odd, though, because I just redeemed points for my September Disney trip and they only charged me 25,000 points for a $300 ticket. Maybe it was a special deal of some kind .

What I like about it is that you just book whatever you want through the airlines, a travel agent, or whatever. Then you redeem your points online and it's credited to your account. No hassles, no restrictions, no blackout dates, etc. You can also book through Capital One's travel site, but I've never tried that. Although they tell you it can take up to 30 days for the credit to show up, both of mine went through within 3-5 days.

 

[caroline1851]

What can the disney reward points be used for?
Can they be used to pay for part of your trip?
Do you get points for balance transfers?
I'm thinking.............get a card and pay all of my regular monthly bills on it and that will really add up. $1700 mortage, $1000 for groceries, $150 for cable/internet/phone......one year and that's over $300 of spending money. (and obviously pay off the balance at the end of each month).

 

[jamstew]

What can the disney reward points be used for?
Can they be used to pay for part of your trip?
Do you get points for balance transfers?
I'm thinking.............get a card and pay all of my regular monthly bills on it and that will really add up. $1700 mortage, $1000 for groceries, $150 for cable/internet/phone......one year and that's over $300 of spending money. (and obviously pay off the balance at the end of each month).

Here's some program information from the Chase site: "Rewards Program Information. Subject to credit approval. You will earn one (1) Disney Dream Reward Dollar for every one hundred (100) dollars in net purchases, up to a maximum of 750 Disney Dream Reward Dollars on $75,000 in net purchases in a calendar year. You will not earn Disney Dream Reward Dollars on balance transfers, cash advances, convenience checks, unauthorized charges, finance charges accrued on your account balances, or fees on products which protect or insure the balances of your account or fees of any kind. To redeem Disney Dream Reward Dollars, you must transfer them to a valid reward redemption instrument offered by the Program at time of redemption. Redemption is allowed only for designated Disney merchandise or services at participating Disney locations. If you do not meet the obligations under your Disney Rewards Visa Credit Card account or the Disney RewardsSM Program Terms and Conditions, you will not be able to accrue, have posted, request a transfer of and/or redeem Disney Dream Reward Dollars. Additional Program Terms and Conditions apply and will be provided to you with your Disney Rewards Visa Card once you become a cardmember. Program Terms and Conditions may be modified and services and benefits may be added or deleted at any time without notice to cardmembers."


And, from the disneyworld.com site:

"Q. What is the difference between Disney Rewards Card and the Disney Rewards Visa Card?

A. These are two different payment options when booking a vacation on disneyworld.com. The Disney Rewards Visa Card is a credit card that you can use to pay for your vacation. When you use the credit card, you earn Disney Dream Reward Dollars. The Disney Rewards Card is what you use on disneyworld.com if you want to redeem your Disney Dream Reward Dollars to pay for a vacation."

This may or may not be helpful

 

[Hope73]

WE have been using our visa to try to earn points and it really breaks down to 1%, which isn't that high of a return. I am planning on going to our bank's own visa which has better rewards.

It is nice to have the visa in the park, I recieved a free pic in EPcot.

 

[kristenrice]

We have had the Disney Visa since 2003. We pay it off every month so we do not incur any finance charges. When we made plans to take a family vacation to Disney World, we started putting all of our expenses on the card. Now, all of our monthly bills (electric, cable , internet , cellphone, gas, etc) are all set up to automatically charge to our Visa card. Initially, we were planning a trip in 2005 just before our oldest DD turned 3. But, we were blessed with a second daughter in 2005 so our trip was pushed back a few years. Now, we are going in January and our 4 years of Visa rewards has earned us over $1000! No, it doesn't pay for our entire vacation, but it is a nice chunk of change that didn't cost us anything. I know that there are other credit cards out there that have better rates of return on their rewards, but I sure love taking Mickey out of my purse and letting him pay for everything! I've gotten a lot of comments on how cute it is that I have a Mickey Mouse credit card...DH is on my account and has the same one...he's just glad I didn't pick Tinkerbell!