We are BWV owners but we also book pkg's with cash. For trips that are longer than 7 nights we always book a 2 bedroom villa thru dvc. We almost always stay at the BWV or BCV more often the BWV. We love that we can walk to MGM and Epcot, then bus to the MK and AK. The close proximity to Epcot opens up lots of dining options. The space a 2 bedroom provides is wonderful with children, although I have never cooked a meal, we like having the large frig for drinks and leftovers. We love the fact we have a master bath with jacuzzi tub and our teend have their own bathroom off the 2 nd bedroom.
When we book cash reservations we tend to lean towards the Poly which has happened alot in the last couple of years due to the change in our family dynamatic. We have added 2 more children since '05 thus recalling the convience of the monorail resort. However, we have no kitchen, no washer/dryer, no jacuzzi tub but we are a hop skip and jump from the park that we spend alot of time at. This makes nap time, melt down moments, and pool time much easier to manage.
When our 2 little ones are a little older we will stay dvc more but for now close proximity to the MK is first and foremost to us.