Look through the disigner's 4 shared and photo bucket accounts (links can be found at the bottom of their posts)...lots of them have pages, dividers and covers for planning binders. You just print them out and bind them. A few disigners that come to mind are Natalie (Donatalie), Mel (Bababear), Dolly (jtdolly) & Marion (rustmanfan). I know there are several others who have planning binder "stuff", but those are the ones that come to mind right now. If you have any trouble finding the disigners threads, there is a sticky at the top of the forum that says something to the effect of "meet the disigners". Good luck hunting, Becky