FWIW, if you're a Discover card member, the 5% cash back bonus (up to $75 - meaning you get 5% back on the first $1,500 in eligible purhcases) for this quarter includes wholesale clubs. That means you can buy Disney gift cards at BJ's (~3-4% off already) with a Discover card through the end of March, and save the equivalent of 8% on the first $1,500 worth.