Disney Gift Card Deals

[CMNJ]

Honestly maybe it's just me and maybe this will sound harsh but if someone doesn't want to invest the time reading this thread (or one of the others like it) and learn the ropes asking questions if they are confused about something then oh well. If the whole process becomes too visible (like the previous poster suggested about a video going viral) or too easy then everyone would do it. Then the policies would change and the savings will dry up for all of us. Look at the recent target bannings-they aren't giving people a second chance when they decide they are "resellers". If suddenly a huge number of people caught wind of this I imagine target would find away to fix the glitch or start banning a lot more people. My thought is that it's not our job to promote this way of saving but to share tips with each other and answer questions for those who may not understand the process as well.

 

[imark24]

Agreed

 

[Narnia_girl]

I've already seen a video about using raise, ebates, swagbucks, target gift cards and DVA. It doesn't have many views but I saw it a few months ago. It's not a secret but many people won't do it because either they don't know about it or think it's too much work.

That bolded part is what I've found to be true, and it really surprised me. I tried to explain to some people very dear to me about the savings because they are most likely going on our next Disney trip with us. It just didn't click with them. Even though they need the savings, I'm guessing it's as you said: they think it's too much work. Sure there are people who are truly busy and have no time for anything else, but for a lot of people it's a decision to spend their time differently.

 

[wendow]

My thought is that it's not our job to promote this way of saving but to share tips with each other and answer questions for those who may not understand the process as well.

Exactly.

And for people who come to us, not us out trying to tell everyone and their dog how to do this. Just as an example, when someone starts a thread here on this Budget forum asking about using the Target card to save or buying from raise. I will answer that question specifically but not offer any additional tips. I have noticed others from this thread doing the same. If people find their way into this thread and begin searching harder, then I will try to help them. But I won't put the info out on other threads.

 

[JKalai]

Everyone in this thread is great for not flaming members who have questions about churning. I'm a part of some other forums who will absolutely rip someone apart for asking a question about something specific without searching/reading the thread.

With that said, it's not that hard to take the time to look through the thread. I just started flipping gift cards, and I have learned a lot reading 10-20 pages back. It's not like you'll have to read all 600+ pages of this thread.

Has anyone ever thought about making a pt.2 thread with the how-to on the opening post? It would make it much easier than just repeating the same thing over and over.

 

[Marionnette]

Everyone in this thread is great for not flaming members who have questions about churning. I'm a part of some other forums who will absolutely rip someone apart for asking a question about something specific without searching/reading the thread.

With that said, it's not that hard to take the time to look through the thread. I just started flipping gift cards, and I have learned a lot reading 10-20 pages back. It's not like you'll have to read all 600+ pages of this thread.

Has anyone ever thought about making a pt.2 thread with the how-to on the opening post? It would make it much easier than just repeating the same thing over and over.

It was discussed and voted down. We just refer people back to page 470. That's where the most recent info. starts and you can get a pretty good picture of the process if you start there.

 

[mfly]

Everyone in this thread is great for not flaming members who have questions about churning. I'm a part of some other forums who will absolutely rip someone apart for asking a question about something specific without searching/reading the thread.

With that said, it's not that hard to take the time to look through the thread. I just started flipping gift cards, and I have learned a lot reading 10-20 pages back. It's not like you'll have to read all 600+ pages of this thread.

Has anyone ever thought about making a pt.2 thread with the how-to on the opening post? It would make it much easier than just repeating the same thing over and over.

Yes, it's been discussed, and the discussion was eerily similar to what's being said right now about creating a how-to video. The closest thing we have is @Marionnette's post on page 470, which, in my opinion, is good enough to give people a sense for how to begin.

That post is referenced every few pages here (so often that I knew what page it was on by heart), so I personally don't see any necessity in having what would essentially be a "sticky" how-to. If people are willing to do their due diligence and read a few pages, they'll see the referencesto that post.

I am 100% for helping others, but this process involves a lot of individual time investment, and it is necessary that people understand the ins-and-outs, risks and pitfalls before they begin. That can only be understood by reading (a lot), asking questions, and then trying (and asking more questions).

ETA: @Marionnette answered the question (much more succinctly) while I was writing my novel.

 

[TheDisneyDoll]

I've been trying to convince my mom and dad that this method is worth the time. They're not sold. We're a family of 5 and my mom is trying to plan an alaskan getaway for the 5 of us AND my grandfather and his sister next summer.
I told her this is the perfect way to bring in some savings and she thinks it's just to hard. Now she's not a disney lover like I am, she only goes on the cruises.
I don't know how to convince her, my own savings hasn't been enough to do it.

I almost wonder if we should just invest in a paypal and eBay account dedicated only to vacation savings, and just deposit so much in the account per week. I'm willing to do the work but i just can't get her to commit.

 

[Vernie822]

In my opinion, just like anything else (specifically extreme couponing, some of those people were the worst!) you don't deserve the savings if you're not willing to put in the work to figure it out at least somewhat.

PLUS it's such a gamble with money (we're not talking losing $2 here) that you want to make sure you're doing it right anyways, so I'd want to research as much as I can before investing!

 

[3 DD love princesses]

I agree if you aren't willing to read through and try and understand the process then you shouldn't try. Everyone here has been so helpful when asking questions that I don't think you need a how to video or step by step as things change so much.

hoping that my ebay order arrives tomorrow as there will probably be a ebucks deal since my order hasn't arrived yet. Was hoping that target would do a easter deal on gift cards but I didn't see one.

 

[DomesticKrys]

@Narnia_girl You are right on! Saying "yes" to doing this means saying "no" to something else in their life that they aren't willing to give up yet, namely time. I don't get near as extreme as I could because of this but I do what I am willing to do at this time. When people really want it they will seek and ask and then they shall find what they are looking for.

 

[wendow]

I've been trying to convince my mom and dad that this method is worth the time. They're not sold. We're a family of 5 and my mom is trying to plan an alaskan getaway for the 5 of us AND my grandfather and his sister next summer.
I told her this is the perfect way to bring in some savings and she thinks it's just to hard. Now she's not a disney lover like I am, she only goes on the cruises.
I don't know how to convince her, my own savings hasn't been enough to do it.

I almost wonder if we should just invest in a paypal and eBay account dedicated only to vacation savings, and just deposit so much in the account per week. I'm willing to do the work but i just can't get her to commit.

She thinks it is too hard but is she willing to let you do it with her money? Or is she afraid of the risk? There are certainly risks involved with this. I currently have about $3k tied up in ebay & Target gift cards. I am making the move into Disney but going slow with it, and still churning what isn't in Disney yet. If something changes tomorrow with this whole deal, then poof!, there goes my vacation money. I can still spend the money at Target or ebay so that is not an issue but my dh won't be real happy that I need another $3k from our money to pay off the Disney trip.

SO, I can see why your mom is hesitant. But maybe she would consider letting you start with a small amount?? Do you have anything you could sell on ebay to 'kickstart' your churning 'pot'?

 

[KarenP64]

I was wondering what the advantages of having a Disney Savings Account would be if you're churning. I looked at their website & it appears they don't give you any interest on what you deposit... TIA!

 

[MichelleB]

I may be an odd one, but I will say I didn't start in this process until I'd read almost every page of this thread. Yes it took time but I learned of the ups & downs and to make an investment I was comfortable with. I do much smaller amounts than most but I'm ok with that. There really is no perfect answer for a scenario as its all personal preference. Many on here will share their experience or give food for thought & it's greatly appreciated but we each need to dig in & do our own due diligence. There's no quick answer that's right for everyone.

 

[DomesticKrys]

I was wondering what the advantages of having a Disney Savings Account would be if you're churning. I looked at their website & it appears they don't give you any interest on what you deposit... TIA!

It's good when you are ready to spend your gift cards on your vacation. You get a $20 gift card for each $1k that you spend after your account has been open 120 days. That is like 2% back. But it's only for money that you actually spend not just deposit.

 

[Marionnette]

I was wondering what the advantages of having a Disney Savings Account would be if you're churning. I looked at their website & it appears they don't give you any interest on what you deposit... TIA!

The only "advantage" would be getting a $20 Disney GC for every $1K spent on qualifying purchases when you use your DVA to pay for it. The DVA needs to be open for 120 days before you're eligible for any of those bonuses.

The DVA would be a final step in any churning process because you would need to load it with Disney GCs. IMO, there are too many problems with the DVA. While they seem to eventually get customer issues resolved, it can take multiple calls to do so. It's one step that I have no interest in taking.

 

[TheDisneyDoll]

She thinks it is too hard but is she willing to let you do it with her money? Or is she afraid of the risk? There are certainly risks involved with this. I currently have about $3k tied up in ebay & Target gift cards. I am making the move into Disney but going slow with it, and still churning what isn't in Disney yet. If something changes tomorrow with this whole deal, then poof!, there goes my vacation money. I can still spend the money at Target or ebay so that is not an issue but my dh won't be real happy that I need another $3k from our money to pay off the Disney trip.

SO, I can see why your mom is hesitant. But maybe she would consider letting you start with a small amount?? Do you have anything you could sell on ebay to 'kickstart' your churning 'pot'?

honestly i think she's just lazy about the whole process. She doesn't know enough about it to understand that their is a risk she thinks it's all stupid. I'm not sure how i'll get her to see the light. She's got the extra money to commit, it's just a matter of not wanting too.

 

[TheDisneyDoll]

Got my gift cards in the mail today from GCM! Come on Ebay give us another 5x!

 

[StuckInKS]

The only "advantage" would be getting a $20 Disney GC for every $1K spent on qualifying purchases when you use your DVA to pay for it. The DVA needs to be open for 120 days before you're eligible for any of those bonuses.

The DVA would be a final step in any churning process because you would need to load it with Disney GCs. IMO, there are too many problems with the DVA. While they seem to eventually get customer issues resolved, it can take multiple calls to do so. It's one step that I have no interest in taking.

I know I opened a DVA a few years back, but when I try to login it says I don't have one. Is it that you just can't request the GCs for 120 days or that you also don't get credits for any purchases for 120 days? I'm thinking about reopening and using it for our expenses this trip and then getting the GCs for next trip.

 

[disfanforlife]

I know I opened a DVA a few years back, but when I try to login it says I don't have one. Is it that you just can't request the GCs for 120 days or that you also don't get credits for any purchases for 120 days? I'm thinking about reopening and using it for our expenses this trip and then getting the GCs for next trip.

You need to have the account open for 120 days. You can add money any time before or after 120 days but you won't get credit towards the $20 per $1,000 unless you used the account after the 120 days. If it says you don't have an account I would call before opening a new one just to be sure you don't still have one. I couldn't access mine after Disney merged everything to one password. I had to call to get that straightened out.