I live about two miles from target and we shop there a LOT. I like to use the buy online, pick up in store option as much as I can, for two reasons. First, I can sometimes get EBates, depending on what I buy; and second, it cuts down on the impulse purchases since I can go in and go straight to the desk to pick up my purchase.
I depleted my vacation savings account and DVC dues savings account around Christmas time when they had the specials going. That was really the only time I have made gift card purchases of more than $100 at a time. Now, I only buy Disney gift cards once I have $100 saved up, which is about once a month. I also have a subscription order from Target (30# of dog food delivered every 4 weeks) so I really hope I don't get flagged. We spend a lot on our RedCard in the store too.