Disney Gift Card Deals

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That is great, Jen!

I have tried running NCraves and other videos but it slows down my laptop so much, I get frustrated. Do you not have that issue at all?

My laptop doesn't have any problems running nCrave in the background, but it is pretty new.
 
I have never used Swagbucks or heard of nCraves but is this something I could run at home on my tablet while at work or does it require monitoring/responses? I would not run on my work laptop but we do also have a couple of wireless networks that I could connet the tablet to. I guess I would be concerned if it was discovered by our IT, not being technically savvy not sure if this would be considered a big no-no. Appreciate all of you sharing your successes!
There's a whole thread about Swagbucks that you might want to check. Your employer may not be thrilled with your sapping bandwidth by running the apps or the website videos. In fact, they might have blocks for websites like SB in place. Definitely a case of YMMV, depending on your employer and how chill they can be with their employees using their internet connection for personal use.
 

There's a whole thread about Swagbucks that you might want to check. Your employer may not be thrilled with your sapping bandwidth by running the apps or the website videos. In fact, they might have blocks for websites like SB in place. Definitely a case of YMMV, depending on your employer and how chill they can be with their employees using their internet connection for personal use.
Oh right, they will have a block, security is beyond. I will try running it when I get home through the night. Thanks
 
Ok, I know I should just read the 426 pages, but could someone please tell me how you get past the block on getting ebates rewards for gift card orders from Target. And does ebay give SB for purchases of gift cards when you churn?
 
Ok, I know I should just read the 426 pages, but could someone please tell me how you get past the block on getting ebates rewards for gift card orders from Target. And does ebay give SB for purchases of gift cards when you churn?
Throw in something small (ruler, scotch tape, bubble mailer) that isn't excluded.
 
Oh my. I just signed up for Swagbucks and thought this was a fun, new way to grow my vacation budget. I think I just wasted 30 minutes acquiring 78 SB. I think I will work an extra overtime shift instead :teeth:.
More power to you peeps though--you've got mad patience!

I set my apps to play when I go to bed. If you do an encrave or two it will pop up a new option of having the encraves play automatically. I have them run in the background while I do other things. I do searches when I first wake up, at lunch, in the afternoon and just before bed to get the 4 search wins for the day. If I am sitting watching tv I will do a survey. I get over 300 everyday. Which I realize is just $3 but it adds up over the year and I really don't spend a lot of time doing it. With daily bonuses and the discounted first gift card I get about $125 a month. During the holidays there are some easier ways to earn them but those are gone right now.
 
I try to keep up here and I noticed that I haven't seen anyone mention using Walmart's Saving's Catcher rebate to get GCs. I have about $50 that I'm going to cash in soon, and I know you can use Walmart GCs to purchase other GCs. I do most of my shopping there and I faithfully scan my receipt before I even walk out of the store.

On another note, because of our new insurance, I now have to pay almost $200 for my ONE prescription. :scared1: So, does anyone have a suggestion about how I can make lemonade out of that lemon?
 
$200 for my ONE prescription. :scared1: So, does anyone have a suggestion about how I can make lemonade out of that lemon?
Are you in a high deductible health plan? Are you funding an HSA? You should be coming out ahead on premiums even with the expensive prescriptions.
 
I try to keep up here and I noticed that I haven't seen anyone mention using Walmart's Saving's Catcher rebate to get GCs. I have about $50 that I'm going to cash in soon, and I know you can use Walmart GCs to purchase other GCs. I do most of my shopping there and I faithfully scan my receipt before I even walk out of the store.

On another note, because of our new insurance, I now have to pay almost $200 for my ONE prescription. :scared1: So, does anyone have a suggestion about how I can make lemonade out of that lemon?

Hmm, I wonder if you could buy a generic giftcard (visa/amex) on a high-return credit card --Chase Ink gives 5x rewards at office supply stores where you can buy the Visa/Amex-- and use that? Or get the Walgreens/Rite Aid/CVS gift cards at a discount? Thats all I got.

But since misery loves company know that our insurance is increasing about $300 a month for our family to have considerably worse coverage. I find it odd that I am a nurse and can't afford to insure my family through the hospital I work for :mic:
 
On another note, because of our new insurance, I now have to pay almost $200 for my ONE prescription. :scared1: So, does anyone have a suggestion about how I can make lemonade out of that lemon?
As the PP mentioned, hopefully you're still coming out ahead by the time you factor in lower premiums. Also, see if your prescription coverage offers an alternative list of meds. We have Express-Scripts and they offer that on their site. I was in a similar state of shock on Jan 4 last year. The med I had paid $10 for in Dec 2014, was suddenly $179 in Jan 2015. Yikes.
 
No HSA - can't remember why, but I'm sure there was a solid reason. My husband owns his business and really has to balance cost with benefits for not only us but all his employees. He worked with a broker and did lots of research. I can't even tell you how significantly the cost has increased in the last two years and how this insurance situation has impacted not just his bottom line, but also his employees. He is a VERY generous employer and used to provide 100% coverage, but now it's just not economically feasible. It's just so frustrating...Our family plan is more than our monthly mortgage - granted some of it is covered by "the business," but it's really all the same. (stepping off soapbox)

All this to say - our co-pays for prescriptions went WAY up. And, I have to stay on brand. The co-pay isn't applied toward deductible, but it does go toward OOP limits. So, I was hoping maybe someone knows of a rewards program for prescriptions...Maybe wishful thinking.
 
Hmm, I wonder if you could buy a generic giftcard (visa/amex) on a high-return credit card --Chase Ink gives 5x rewards at office supply stores where you can buy the Visa/Amex-- and use that? Or get the Walgreens/Rite Aid/CVS gift cards at a discount? Thats all I got.

But since misery loves company know that our insurance is increasing about $300 a month for our family to have considerably worse coverage. I find it odd that I am a nurse and can't afford to insure my family through the hospital I work for :mic:

Thanks for the suggestion. And, thanks for commiserating! :goodvibes
 
In another note, because of our new insurance, I now have to pay almost $200 for my ONE prescription. :scared1: So, does anyone have a suggestion about how I can make lemonade out of that lemon?

OUCH! That's a HUGE copay!

The best suggestion that I can offer would be to use a rewards credit card that offers extra points for pharmacy purchases. And use a pharmacy that has some sort of reward program for Rx refills if your state permits them.

ETA - It's not a lot, but Savon Pharmacies (Albertson's, Acme, etc) offer a discount on groceries when you fill a certain number of Rx's. CVS has a similar program. (I think it's a $5 ExtraCare Bucks certificate).
 
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The co-pay isn't applied toward deductible, but it does go toward OOP limits..
That stinks. Our copay for prescription at least went toward the deductible. (Not that it really mattered last year since DH had to go the ER in mid-January and ... let's just say we hit our deductible early in the year .... :crutches:
 
All this to say - our co-pays for prescriptions went WAY up. And, I have to stay on brand.

Do you have a Sam's Club near you? I was paying over $200 monthly out of pocket for my prescription from Target (that was with a discount the pharmacist manually entered for me). I switched my prescription to Sam's and with my Plus membership it is $30/month. Exact same manufacturer. I only wish I'd known sooner. Obviously this may not be true for every prescription, but it's worth looking into.
 
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