I just want to make sure I get the whole thing right. You buy target gift cards at raise. the turn around and buy disney gift cards at target making sure you have your redcard listed as the way to pay and you get the additional 5% off.
yes. when you checkout on target.com, before hitting submit, you'll hit edit on the payment line, de-select redcard, select the gift card button, and enter the gc #. the 5% redcard discount stays on the order, thus saving the extra $$$.
User error on my part! At least my original card only had $1.13 left on it. I've successfully used all the cards I've bought online and had no fraud so far, but it was a good reminder to slow down and make sure I'm taking the right steps. 
