Disney financing..

[Lost in Neverland]

People have mentioned Disney doesn't care about score, I think it's really misleading. They definately pull your credit score (and they will mail it to you after approved/declined), so it is taken into consideration. Are they more lenient on what scores they use in terms of placing people in either preferred or standard financing, yes, but it is still used.

With a score sub-600, I really would be shocked if Disney would take on a loan without a significant amount down (25% - 50%).

I am missing something here. When do they mail you a copy of your credit score? We financed through Disney in January and have not gotten anything in the way of a credit score or even a letter to the fact we were approved. The only confirmation we recieved was from our guide on the phone when we called to make the purchase. He gave us an instant approval with the preferred rate no other conversation about it. Should I ask about this?

 

[jlewisinsyr]

I am missing something here. When do they mail you a copy of your credit score? We financed through Disney in January and have not gotten anything in the way of a credit score or even a letter to the fact we were approved. The only confirmation we recieved was from our guide on the phone when we called to make the purchase. He gave us an instant approval with the preferred rate no other conversation about it. Should I ask about this?

We received a letter from Disney with our credit score on it. I think we received it a few weeks after we signed the paperwork.

 

[PoohNFriends]

I am missing something here. When do they mail you a copy of your credit score? We financed through Disney in January and have not gotten anything in the way of a credit score or even a letter to the fact we were approved. The only confirmation we recieved was from our guide on the phone when we called to make the purchase. He gave us an instant approval with the preferred rate no other conversation about it. Should I ask about this?

I don't have experience with Disney financing specifically, but usually anytime you apply for credit you can request a copy of your credit report the company looked at to determine if you were approved/denied. It's usually one of those fine print paragraphs on the letter of approval/denial.