To us, the Disney Club is worth it. We use it for a discount on passes, at hte Canadian Disney stores, plus some in WDW. You also receive the DIsney magazine. We go to WDW every year, so for us it is a good deal. You have to decide for yourseld how often you will use it, and if it pays for the cost of your memebership.
You want US Disney dollars? If so, you have to purchase them in the states, Are you near a US border? Someone, once posted a phone number where they were able to get Disney$ over the phone, Im not sure what it is. You cant get them over the internet. Hope this helps.