If you want to cry.... when we went on our honeymoon the price was $50 a point (we didn't buy then

) and the prices have climbed since then!! When we bought in 2002 they were about $72 a point. Currently they are $98 a point... but if you use an existing DVC person as a reference you can have 15% toward your down payment. IE: Put down 20% but only 5% comes out of your pocket. I don't know how long that lasts though. I've learned one think over the years (we went on the tour
three times before we bought): the price never goes down!! It just rapidly increases. Our honeymoon was in 1996; less than 10 years later they have double the price per point.