Disney Credit card? What do you think?

[Petals & Pixie Dust]

I also just got to buy tickets to Mary Poppins before it went on sale to the general public and got priority seating because I have a disney visa.

You get % off for park tours, Cirque Du Soliel, and other stuff...

I just used mine to pay for our down payment for the wedding. I figure, if you use it so pay for some of the wedding, you can at least get a free meal out of it!!! LOL! Good Luck.

DF and I are doing this...My parents are all for it. We're going to pay for the wedding with our cards and then they will pay off the card.

Our last trip we had like $400 Disney Rewards Dollars. (we use the card for dang near anything...DF went to buy a new set of golf clubs...my only reply was that he was to use the DV... ) It's free money basically. My dad even commented on how we were spending an awful lot of money. My mom had to tell him-No, that's their reward points, they haven't paid for anything!

 

[vfinder1]

I LOVE the Disney Visa Card... I have had it for probably 3 or 4 years now and have earned a lot of reward money. We have been saving up our reward $ for our wedding/honeymoon in a few months and we have a little over $500 to spend already! This money will help out a great deal for our meals, etc.

 

[tinkerlisa]

I have it and am not impressed at all by it. The APR on this credit card after the first year is outrageous. If you carry a balance on your credit card from month to month rather than pay it off in full I would not recommend this credit card at all. The interest $ you will pay will most likely far outweigh the point $ you earn to use at WDW.
I got the card when they offered the Little Mermaid design because I absolutely love TLM and had to have it. I already had another credit card I'd been using for years.
The Disney credit card only gives you 1 point for every $100 you spend. If you spend $1000 you will have $10 credit to use at Disney. The other credit card I have gives you a lot more rewards points for spending a lot less $.
I would recommend getting it as a 2nd credit card and charging only to it what you know you will pay off in full. Having it allows you to take advantage of its small perks such as a free character photo at Epcot and although I've never done it I've heard they offer good deals for charging WDW trips.
Another thing I've discovered is that whenever I stop using this card for a while and use only my other card the Disney Visa will suddenly start sending me incentives to use it such as 5 times the bonus points or 25 bonus points for making a purchase. That's when I start using it again temporarily but for the most part I am very disappointed in how small the reward value is vs how high the apr is. If you do decide to get it make sure you search the internet first for a code that will start you off with some freebie bonus points. I'm not sure if it still is but when I got the card a few years ago the freebie was $50.

I have had ours for almost three years and our APR is the second lowest I have. My lowest card is 7.99% and the Disney Visa is 8.99% I thought it was pretty good. If yours is higher than that, I would call and see if they can lower yours.
That said, its a great card and we do not get to Disney as often as we would like so the points have really built up for us. Its our primary card and we charge our household expenses on it as well as our vacation/wedding.

 

[Malefi_Stitch]

I just our DV in the mail yesterday and I'm so excited. We figured we'd better get one if we're going to be charging stuff for the wedding anyway. Plus, we'll be going back to wdw three more times throughout the year after our wedding to get the most out of our APs! And if we can get reward points for all that...even better!