I had called to book a room for Oct before our cruise and the lady said my Disney club card would expire in April and so I could not get the discount or book with $100 down like before. The CM said I could not renew at this point.
I knew they were wrong so I called DC and talked to the lady and she said anyone that has a current 03 DC card can renew for $19.95 and it is good through Dec 03. So I did since we are going in May and a cruise in October. This way I got my $50 on board credit for the ship and I can get 20% off food at the S/D resort at WDW in May. I am glad I double checked!!!
You can use it at the stores and on line ect...... So it may be worth it for you to renew through 2003 if you use it a lot. I am glad that I did.