Disney Chase Visa Question - 0% vacation finance

[FutureDis]

Terms say you get 0% finance for 6 months on vacation packages. Does anyone know if that is from date of booking, date of final payment, or date of actual trip??

 

[DisneyHardin]

It's from the date the charge is put on your card.

 

[Marionnette]

Terms say you get 0% finance for 6 months on vacation packages. Does anyone know if that is from date of booking, date of final payment, or date of actual trip??

Each payment that you make is subject to the 6 months of 0% interest. So, if you put $200 down 9n a package today, you have until March 22 to pay it off before interest kicks in. Make another payment a month from now and that balance has to be satisfied by the same day in April.

Just keep in mind that when you make a payment, your payment will first be applied to all minimum required amounts, then to any purchases that would incur a higher interest rate. If you use your Disney Visa as your main credit card, you will want to make sure that you pay enough at the end ofv6 months to cover all unpaid regular balances plus the balance under the promotional rate.

 

[princesscinderella]

When you have a Disney 0% vacation charge they will put an interest saver payment amount that needs to be made in order to pay what the current charges are above the balance that’s at 0%. As long as you pay that amount you won’t get charged interest.

 

[FutureDis]

Thank you all!