I don't really think that it saves much, if any, money. For me its the ease of knowing most of our food is paid for up front. Also, if I didn't do the dining plan we would most likely only end up doing one sit down (ie character) meal. Since I'm traveling with a 4 y.o. I think we're all going to really need that break to sit down, relax and eat. Also, I'm not into commando touring. If you are, I don't think the dining plan is for you. We like to get up early, go to the parks until early afternoon, go back to our resort, swim/rest, have a nice dinner (usually around 6-6:30) and then go back the parks at night and see whatever else we can. I don't like to come home and feel as though I didn't have a vacation. For me, its quality time, not quantity time. If we don't see/do something one trip, we'll get it another time. Of course, I might feel differently if this were our one and only trip, but we're frequent visitors to WDW and the Orlando area in general.