I graduated without debt, and I'm so glad that I did.
When I finished my first degree (in 1989) I had trouble finding a job. For about six months I worked office temp jobs during the day and waited tables at night, which was nerve-wracking because I every month I worried about making enough for my rent and my car payment -- forget lifestyle and extras. I had none. About six months after graduation I found a job, but it wasn't really a good one. If I'd been paying loans in addition to my living expenses at that point, I really don't know how I would've made ends meet. Well, yes, I do. If I'd been paying off loans at that point, I would've ended up going into credit card debt for living expenses, and it would've taken me a long time to get out of that hole.
When I finished my second degree (in 1991) I found a job within days, and things were much better. Of course, by that time, I was also married and my husband had been working while I was in school.
I am anti-loan. Usually other options exist -- they aren't necessarily your first choice, nor are they always convenient -- but most people who are young, healthy, and have no dependants can do something to at least minimize loans.
Here are the things I did to get through school without loans:
My parents weren't able to pay anything, and they actively blocked my financial aid -- the point being, I was on my own.
Living at home was not an option.
I chose an affordable college.
I was in college for five years with my first degree; however, I don't regret that choice. I couldn't have paid off a loan in one year, so I came out okay in the end.
I worked all the time. All the time. All the time. Usually I had two part-time jobs during the school year. I made Dean's List most semester and graduated with honors.
After my first two years, I became an RA. That was honestly my best money-saving job. It didn't pay cash, but I got a room for free, 1/2 my tuition paid, my telephone paid (not a cell phone -- didn't exist yet), and a couple other nicey-nices like priority registration.
I did two professional internships, which paid better than running a cash register (but not as well as waiting tables) and also beefed up my resume.
I lived frugally. I rarely ate out, rarely bought new clothing, always bought used textbooks and when possible shared them with friends.
I can answer for what DH and I had. He graduated college with debts that took us ten years to pay off. It was not a huge amount of money but seemed like it at first, and yes it probably altered what we did or didn't do as we had to budget to pay them off. However, it didn't kill us and I honestly suspect that the fact that Dh was footing some of the bill made him buckle down and graduate on time instead of being on the 5 year plan. 
) so that took a lot of pressure off of me too. I ended up only needing a years worth of classes at my local university to graduate and went for it. 
I can see going into debt for a graduate level degree since that usually is a requirement for certain jobs, but not an undergrad one. JMHO. Good Luck to you and your daughter. 
)
) , and I am very glad I did it. 
