DH's Credit Card was "Compromised"

[Chattyaholic]

A couple weeks ago we got a call from DH's credit card company (he has one for work that earns points) "early fraud alert" department. They said someone was using his credit card number and they were going to have to close the account and issue him a new number. No problem.

He got the bill a couple days ago, $1300 in charges that were not his. About $800 to a Wal-Mart in Detroit, a few small ones at McDonald's, and a couple at a grocery store. He called the credit card company to find out how to proceed, and he asked how could this happen when he didn't lose the card? He still has the card in his possession. They said the thief made a new one, similar to the way people make fake I.D. cards. Wow.

It's no wonder credit card interest is so high, they have to pay for charges these jerks run up on fake cards. It's sad, really.

 

[The Mystery Machine]

Yep...I was hammered on my debit card a couple of years ago.

Thankfully it was my debit card and they were only able to get what was in my debit account and savings account for it.

The card company fixed it and it wasn't a problem. So yep...that is who we are paying for.

 

[*JoGo*]

Wow, I'm glad the cc company is on top of it atleast. Still, you feel violated.

 

[Luv'sTink]

No matter what anyone tries to do, the thiefs can think of ways to get around it, I swear!

 

[justjulie]

Be thankful your credit card company is on top of things. I had the same thing happen to me. I live in Canada but someone was buying gas (and lots of it) in Austin, Texas on my card. They noticed two big gas purchases (over $100) in two days and called me to find out if I still had my card in my possession and if I was or had even been to Austin, Texas.

They covered all the fraudulent charges, had me sign an affidavit swearing the charges were not mine and issued a new card immediately. I think whoever had the card was using a "pay at the pump" station - if the card didn't work he/she simply drove away and ditched the card. Apparently it's very common these days ...