We booked the Sept. 28 Western Cruise a month or so ago, and they later called back and said there was a special and we were being credited back 28 points, including the 20 we had borrowed from next year. Those points would be returned to next year's allotment. This was for a cat. 9 stateroom. Needless to say, we were thrilled. There was no mention of an onboard credit, however.
Shelley