Debt Dumpers 2026

[Nettlelondon]

Update for Jan. 20.
Paid an extra car payment yesterday, so ALL BILLS ARE NOW CAUGHT UP!!! And on time. The means no more late fees. Not sure how long things will stay that way, but they are caught up to date for now. So, no more late fees. That was the No. 1 goal this year. Small step taken, but a step nonetheless.

Good work, well done. Keep it up


I had a yoga class this morning. A delivery vehicle was blocking our road so I ended up walking to the gym as I suspected they were going to take a while to complete their task, even though they said "we will only be a few minutes", as they were delivering a hospital bed to the IVF clinic at the end of the road.

By walking there and back I somehow managed 5,000 steps and have walked on the spot whilst watching TV getting up to the 7,000 steps I need to get points for treats on with my health insurance.

 

[barkley]

I really need to find an insurance broker to find better homeowner's insurance. I'm paying over $4k which seems really high. My car insurance is very reasonable though, but still I should shop around.

you don't have to go through a broker-you can call individual companies on your own. one of the downsides of using a broker is that they won't price compare with companies they don't have a commission set-up with so there could be some less expensive options outside an individual broker's network. in the past i've just called different companies to get quotes.

 

[afan]

you don't have to go through a broker-you can call individual companies on your own. one of the downsides of using a broker is that they won't price compare with companies they don't have a commission set-up with so there could be some less expensive options outside an individual broker's network. in the past i've just called different companies to get quotes.

I looked at one on my own that the broker couldn't do and I still will get calls from them every 4 to six months. I got the quote at least 2 years ago. I get enough spam calls I don't need to create more.

It was so much better before when they used to quote without having to provide info.

 

[LadybugsMum]

you don't have to go through a broker-you can call individual companies on your own. one of the downsides of using a broker is that they won't price compare with companies they don't have a commission set-up with so there could be some less expensive options outside an individual broker's network. in the past i've just called different companies to get quotes.

I'd rather someone else do the work for me and as @afan said above, I get enough spam as it is.