Hello all! Long time lurker, first time poster! I followed the entire 2021 thread and am ready to tackle some goals in 2022.
Goals:
Pay off
Amazon Credit Card ~$7k
Pay off personal loan ~$2K
Pay off final Student loan ~$4K
Pay off medical debt (to be incurred in March) ~$6k
Save about $2k for Disney Spending money for October
We put our propane deliveries on the Amazon card, and well cost of everything is up, so that card got a little out of control. I have been dragging my feet on the other two because the interest rates and payments are low, but I am kinda tired of paying for them.
I am due with baby number 2 (and final) in March, and the out of pocket max is $6,000 on my insurance policy. The delivery/hospital stay will max that out. My husband is planning on getting a vasectomy after the baby is born, so I said make any and ALL medical appointments you can between now and the end of 2022 because they will all be covered with no additional out of pocket expense. I thankfully get a great maternity leave with my company, 2 weeks per-partum 100% pay, 16 weeks maternity leave 100% pay, and 4 weeks at $850/week. So I am trying to build up my savings to cover the difference between my salary and the $850. I am almost there and should be fine by the time I leave work.
We are going to Disney in October with some friends, we have about $2k in Disney gift cards already, but I would like to save another $2k as this year I will be able to drink around the world. Last visit in November I could not do so!