Ok, so rough couple of weeks. My boss cut out all overtime for the rest of the year, our department is WAY over budget. So, that was the money I was using to pay down my debt. Which of the following would you recommend to offset? I'm not really fond of either option and am trying to find a 2nd job instead, but just in case.
#1 - to refi my students loans - paid 1.5 years out of 10, refi would be for 20 years cutting my monthly payment in half - save $100/month but would be paying a lot longer
#2 - stop contributing to my 401k - save $150/month