We paid off our credit card today!
Feels so good to have a zero balance. Still a long way to go with other loans, but feels great to have one completely done.
The next goal will take awhile to reach since it is in the thousands, but it seems like an achievable goal now.
Thank you all so much for sharing your stories and support. It helps keep me accountable.
Way to go everyone!
We've hit some snags in the last few weeks - as I mentioned already car repairs - ugh - & I had forgotten that our homeowners insurance is due this month. Ouch! But the good news is that I got the interest rate lowered on 3 of my CC's so hopefully that will help get them paid off - & after many years at the same wage my hubby got a raise! Small, but better than nothing! He had to take a huge pay cut some years ago or else the company was going to move the business. So pay cut AND no raise for many years. We will take any raise we can get
So I haven't been on here in a while and I must admit I fell off the wagon a little bit. March- now has been hard to make extra payments on the cc and I had to buy new clothes for my NEW JOB!!!! I am so excited they called yesterday and officially offered me the sales position! This could potentially double my income in a year! I have to wait until the first week in June for training and then 5 weeks before I start making commissions checks but I am so thrilled!!!! I am so happy to be getting out of the server job I have right now (not bad $ or hours but I am sick of doing it and dealing with cheap people) Hopefully by the end of the year I will be on track or better to be completely out of debt!
Two more payments on my small loan, and dh has one more on his.
That will free up about $270 a month between the two.
Can not wait....but I'm sure something else will come up!!
Two more payments on my small loan, and dh has one more on his.
That will free up about $270 a month between the two.
Can not wait....but I'm sure something else will come up!!
That is so great! I am really happy for you. This month I wont be paying anything off just same old normal payments (which does reduce debt technically) BUT I am making extra payments on a card that I am hoping will be done in July. The monthly payments are not that much but with me paying extra if I can steam roll that total amount onto the next bill then I will be on track for another one being paid off by sometime in the early fall.
I am hopeful that it will work out! I just have to tell you that it feels great to have a plan. Something as simple as a game plan can change my whole attitude.
