Could I have used it somewhere else, maybe so, but we have used our Disney visa card for the past five years for everything we could, college payment, bills ect. and may add that we have NEVER paid interest on any due to paying it off each month. We had $556.00 of what we consider free money to deduct from the total of our trip and added with the Disney visa code of hotel and park hopper passes + options it made it a VERY good deal for us to try and see if the dinner plan will work. Yes if not on the plan we would not eat at the restaurants we are going too, but here we go. 
