Good Afternoon!
We received the first of many yet to come college brochures in the mail today.
Fun stuff. And oh yeah, those tuition bills...

However we are fortunately blessed in that that's been taken care of for us. Awful as last year was, there was definitely a silver lining to that cloud as FIL set aside for all 7 of his grandchildren in that regard, separate trust funds for all, with enough for each for 4 years at the school of their choice. For all of the woes I endured through those years with his strong, sometimes overbearing ways, I very much appreciate what he did to leave a positive legacy for the family, and for providing this wonderful inheritance for them. DW is working through all of the logistics with the tax attorneys, financial planners and the like, and it has been a bit frustrating, but everything should be transferred properly by May or June. What he left for us will take a little longer, but that's okay - I'm not complaining.
Wow, that's awesome. I can only hope to be able to provide that for my family when the time comes.
The Pirate Princess's 18th Birthday was today.
Happy Birthday, Pirate Princess!!
Congrats on babygate and iPhone. Will you inherit her older iPhone?
Still trying to arrange pickup of the babygate. Waiting for a response to my offer to pick it up today. Now it looks like I'll have to try over the weekend.
The Iphone has still not arrived. She's upgrading from blackberry. I am considering downgrading from my droid back to a dumb-phone, because that will save me $30 per month since I wouldn't need a data plan.
Now, I posted yesterday about my Disney Rewards account being closed and then I disappeared. there were a few responses, so I wanted to clarify what happened.
Was it the rewards point card or the visa card?
It is my Chase Disney Rewards VISA account.
That stinks! I wonder why? Lack of usage?
Really? Did they give you a reason? I've always known Chase as a company who loves taking people's hard earned cash...
If that is the reason, that is TOTAL Peanut Butterin' Beverly.
They are saying "The only way we will do business with you, is if you carry debt".
Any dads out there who fear they may lose their disney rewards card please pay attention.
I will take a bullet for you, yes you can book a trip for me and the family. I just don't want to hear anymore of these horror stories of loosing cards from lack of use.
It's an obvious assumption that lack of use would be the reason behind it. (DW had a card closed for that reason once). But mine was closed with a high balance on it. The three reasons listed were:
1. Delinquency on accounts (I've fallen behind on all my bills in the past 3-4 months.
2. Delinquency reported in the last 48 months. (see #1)
3. One of more of your accounts with us is currently delinquent. (see #1, again)
So... according to Chase, I am a delinquent. Even though I speak to them weekly to update them on my situation and arrange payments when I can and they refer to me as a "valued customer" with no previouse history of problems paying my account. But of course, that's a different department.
Of all my credit cards, this is probably #2 on the list of accounts I would hate to lose. It's the card I used the most. We paid nearly all of our bills through the card to rack up rewards dollars. When things go tight, we weren't able to pay down the balance we were just paying the minimum until the day came that we had a payment bounce, and the resulting snowball of bounced payments and incurred bank fees put us in a deeper hole.
FWIW, I've had Chase lower my limit on this account on 2 previous occasions. Both instances they cited my low credit score as the reason, even though my account was in good standing. Both those decreases also coincided with my mid-month payment, and the amount they decreased my limit exactly matched my payment amount. So, from my perspective, it seemed as if they were waiting for the opportunity to lower it.
It's taken me almost an hour to write this, stopping every few minutes to chase DS, and also because my friends at Chase called to see if I could make a payment. I have one scheduled for next week. If I can get current, I'll reach out to the powers that be over there and ask nicely to be reinstated. I doubt it will have any effect, but I'll give it a try. If that doesn't work, perhaps DW will open her own account as her credit is impeccable and the account was only in my name. Then at least we can enjoy the perks and rewards again.
In the meantime, I have to go see about getting a newspaper delivery route.

Yes... it's come to that.
