PracticallyPerfect2015
Earning My Ears
- Joined
- Jul 13, 2015
- Messages
- 23
My husband and I just started FPU this past week, and I'm wondering if anyone else is or was in the same position that we are and if you'd share your thoughts/plans. I am halfway through my graduate program and will graduate next summer. Unfortunately, I did have to take out student loans to cover educational and living expenses (I am not working--the program that I'm in is demanding and requires many clinical hours). My husband has stepped down from his job and is making a little more than half of his old salary while he attends school for pre-requisite classes for pharmacy school. In a nutshell, money is tight and we have never even made a formalized budget (even when we were both employed full-time and making a decent amount of money). We do not own our own home, although that is definitely a goal that is a high priority for us. However, being debt-free or as debt-free as possible is the goal that is at the very top currently. For those of you that are/have not been in a similar situation, what budget-friendly advice can you give to help us keep our focus as we hop on the Dave Ramsey train?