I like both too - love on-site and like off-site.
you can get a cheap place - OKW studio (says it sleeps 4) - but DVC resorts don't do the check that WDW resorts do - now we are talking 2 queen beds - that is all - any extra you have to bring - but I love OKW.
there 1-bedroom will spoil you - but it cost twice as much as a studio
You can rent points from a DVC member and stay at OKW in a studio - Sun-thurs night for $80 (8 points * $10 a point)
the studio has a mircowave and a under-the-counter refrigerator plus a toaster - 2 mugs,4 glasses, a few paper plates,etc.
you rent points from a DVC member on this site - just go look at the DVC rental/trade board. READ the FAQ that Doc has at the top.
remember a great deal is not always a great deal - the guy was selling for $5 a point - when most members were selling for $10 a point - he was having financial problems and DVC cancelled this membership - so all the people he rented to got nothing and he had already spend the money....
if you have doubts about anyone - just ask on the DVC board.
you don't want to stay Fri or Sat on points rental - much, much to expensive - Sun-thurs 8 points a night - fri/sat - 20 points a night
this is off season - Sept, Jan and 2 weeks of Dec - other seasons and other DVC resorts are more expensive.
now for off-site I have a SA that I trade with RCI and it gets some great (wonderful) places off site - but those trips are not generally WDW - I also happen to love Seaworld and US/IOA - it is kinda care to get to them from WDW....
I have stayed at Marriott's Grande VIsta and Hilton Grand Vacation Club - both I can highly recommend - great resorts - great service!!!!
Now for my up coming trip in May - I couldn't go my DVC resort - no studios availablity - so I am going to stay in a very cheap place on US192 - I haven't done this since the 80's - so I might have a problem - don't know - I got it through this site
travel agency - I would recommend them!!!
if you want other timeshares
www.skyauction.com
for RCI - if you use this - read the ads carefully - some will look like a normal timeshare but they have extra charges besides the normal $195 and $15 that skyauction uses
http://tug.condodirect.com/iw/cs?a=0
this is Interval International rental site - this is not a auction site - so what you pay is what you see (plus taxes).
if you would like to see reviews - then go join
www.tug2.net
now if you don't mind listening to sales pitch and you understand what no means - you can try
http://www.discounthotels.cc/Hotels/celebrationworldresort.php
but be careful of these people - they lie - they advertise rooms that they don't have - like the embassy grand vacation - it only has 3-bedroom - so they tell you that the 1 and 2 bedroom are filled - so be very careful with these people....
all are much cheaper than on-site