To rent or cruise on points.......
We are renting out points to pay for our cruise in Nov, 2004. Renting our points at $10 will leave me with about 100 "extra" points after covering the cost of our cruise. I'll either be able to rent more points to pay for airfare for about half of us, or spend an "extra" week in a studio at WDW.
Renting is not without its downside, however. I am currently on my 5th transaction in order to rent the number of points I need to in order to cover the cruise cost alone. Also, I am renting borrowed points in some cases which is much riskier (in my mind) than using just current year points.
Even so, I have had GREAT renters every time so I cannot complain about that at all. It's just that the process is time-consuming and I feel somewhat responsible for another family's vacation experience.
Good luck!